The typical owner-occupied home in Lakeside is worth about $720,100, 92% above the Montana median of $375,800 and 2.2 times the national median of $332,700. Owners pay a median $4,606 a year in property taxes, about 0.64% of their home's value, lower than the Montana rate of 0.72%. The median household earns $77,435 a year, so the median home costs 9.3 times the median income (5.2 times for Montana). 72% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Lakeside at a glance
| Lakeside | Montana | U.S. | |
|---|---|---|---|
| Median home value | $720,100 | $375,800 | $332,700 |
| Median property tax paid per year | $4,606 | $2,693 | $3,119 |
| Property tax as a share of value | 0.64% | 0.72% | 0.94% |
| Median household income | $77,435 | $72,509 | $80,734 |
| Homes lived in by their owners | 72% | 69% | 65% |
| Owner homes with a mortgage | 54% | 55% | 61% |
| Median monthly costs, owners with a mortgage | $1,980 | $1,798 | $1,963 |
| Those costs as a share of the owners' income | 22.6% | 21.9% | 21.0% |
| Median rent | – | $1,081 | $1,413 |
| Rent as a share of renters' income | 35.4% | 27.8% | 30.6% |
| Median year homes were built | 1991 | 1981 | 1980 |
| Vacant homes | 28.2% | 13.2% | 10.1% |
| Population | 2,386 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Lakeside
At this week's average 30-year rate of 7.11%, buying the median Lakeside home of $720,100 with 20% down costs about $4,559 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,759, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $195,404 for the 20%-down payment. That payment is 71% of the median Lakeside household income of $77,435; at that income and 20% down, the 28% guideline points to a home of about $285,000.
| Down payment | $144,020 |
|---|---|
| Loan amount | $576,080 |
| Principal and interest | $3,875 |
| Property taxes (0.64% a year) | $384 |
| Homeowners insurance (our estimate, 0.5% a year) | $300 |
| PMI | $0 |
| Total per month | $4,559 |
Change the numbers in the calculator
| Down payment | $25,204 |
|---|---|
| Loan amount | $707,057 |
| Principal and interest | $4,756 |
| Property taxes (0.64% a year) | $384 |
| Homeowners insurance (our estimate, 0.5% a year) | $300 |
| FHA mortgage insurance | $318 |
| Total per month | $5,759 |
Change the numbers in the calculator
Questions about home buying in Lakeside
What is the median home value in Lakeside?
About $720,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Lakeside?
Homeowners pay a median $4,606 a year, which is about 0.64% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Lakeside?
For the median home with 20% down at 7.11%, the payment is about $4,559 a month. Keeping that under 28% of gross income takes about $195,404 a year.
More about Lakeside
- Mortgage Refinance in Lakeside
- Debt Relief in Lakeside
- Home Equity Loans in Lakeside
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data