The typical owner-occupied home in Wyola is worth about $65,200, 83% below the Montana median of $375,800 and 80% below the national median of $332,700. The median household earns $63,032 a year, so the median home costs 1.0 times the median income (5.2 times for Montana). 74% of occupied homes here are lived in by their owners, and 4% of those owners still have a mortgage.
Wyola at a glance
| Wyola | Montana | U.S. | |
|---|---|---|---|
| Median home value | $65,200 | $375,800 | $332,700 |
| Median property tax paid per year | – | $2,693 | $3,119 |
| Median household income | $63,032 | $72,509 | $80,734 |
| Homes lived in by their owners | 74% | 69% | 65% |
| Owner homes with a mortgage | 4% | 55% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,798 | $1,963 |
| Median rent | $488 | $1,081 | $1,413 |
| Rent as a share of renters' income | 27.5% | 27.8% | 30.6% |
| Median year homes were built | 1966 | 1981 | 1980 |
| Vacant homes | 5.1% | 13.2% | 10.1% |
| Population | 481 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Wyola
At this week's average 30-year rate of 7.11%, buying the median Wyola home of $65,200 with 20% down costs about $438 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $546, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,763 for the 20%-down payment. That payment is 8% of the median Wyola household income of $63,032; at that income and 20% down, the 28% guideline points to a home of about $219,000.
The median rent here is $488 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $13,040 |
|---|---|
| Loan amount | $52,160 |
| Principal and interest | $351 |
| Property taxes (1.10% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $438 |
Change the numbers in the calculator
| Down payment | $2,282 |
|---|---|
| Loan amount | $64,019 |
| Principal and interest | $431 |
| Property taxes (1.10% a year) | $60 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $546 |
Change the numbers in the calculator
Questions about home buying in Wyola
What is the median home value in Wyola?
About $65,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Wyola?
For the median home with 20% down at 7.11%, the payment is about $438 a month. Keeping that under 28% of gross income takes about $18,763 a year.
More about Wyola
- Mortgage Refinance in Wyola
- Debt Relief in Wyola
- Home Equity Loans in Wyola
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data