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Buying a home in Crow Agency, Montana

The typical owner-occupied home in Crow Agency is worth about $58,800, 84% below the Montana median of $375,800 and 82% below the national median of $332,700. The median household earns $52,339 a year, so the median home costs 1.1 times the median income (5.2 times for Montana). 74% of occupied homes here are lived in by their owners, and 9% of those owners still have a mortgage.

Crow Agency at a glance

Crow Agency Montana U.S.
Median home value $58,800 $375,800 $332,700
Median property tax paid per year – $2,693 $3,119
Median household income $52,339 $72,509 $80,734
Homes lived in by their owners 74% 69% 65%
Owner homes with a mortgage 9% 55% 61%
Median monthly costs, owners with a mortgage $1,194 $1,798 $1,963
Those costs as a share of the owners' income 51.0% 21.9% 21.0%
Median rent $474 $1,081 $1,413
Rent as a share of renters' income 15.4% 27.8% 30.6%
Median year homes were built 1982 1981 1980
Vacant homes 8.0% 13.2% 10.1%
Population 2,192 1,116,875 334,922,499

What a typical home costs per month in Crow Agency

At this week's average 30-year rate of 7.11%, buying the median Crow Agency home of $58,800 with 20% down costs about $395 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $493, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,922 for the 20%-down payment. That payment is 9% of the median Crow Agency household income of $52,339; at that income and 20% down, the 28% guideline points to a home of about $182,000.

The median rent here is $474 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,760
Loan amount$47,040
Principal and interest$316
Property taxes (1.10% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$395

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3.5% down, 30-year FHA loan
Down payment$2,058
Loan amount$57,735
Principal and interest$388
Property taxes (1.10% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$26
Total per month$493

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Questions about home buying in Crow Agency

What is the median home value in Crow Agency?

About $58,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Crow Agency?

For the median home with 20% down at 7.11%, the payment is about $395 a month. Keeping that under 28% of gross income takes about $16,922 a year.

More about Crow Agency

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data