The typical owner-occupied home in Pryor is worth about $90,700, 76% below the Montana median of $375,800 and 73% below the national median of $332,700. Owners pay a median $750 a year in property taxes, about 0.83% of their home's value, higher than the Montana rate of 0.72%. The median household earns $47,083 a year, so the median home costs 1.9 times the median income (5.2 times for Montana). 81% of occupied homes here are lived in by their owners, and 16% of those owners still have a mortgage.
Pryor at a glance
| Pryor | Montana | U.S. | |
|---|---|---|---|
| Median home value | $90,700 | $375,800 | $332,700 |
| Median property tax paid per year | $750 | $2,693 | $3,119 |
| Property tax as a share of value | 0.83% | 0.72% | 0.94% |
| Median household income | $47,083 | $72,509 | $80,734 |
| Homes lived in by their owners | 81% | 69% | 65% |
| Owner homes with a mortgage | 16% | 55% | 61% |
| Median monthly costs, owners with a mortgage | $1,063 | $1,798 | $1,963 |
| Those costs as a share of the owners' income | 13.9% | 21.9% | 21.0% |
| Median rent | – | $1,081 | $1,413 |
| Rent as a share of renters' income | 17.8% | 27.8% | 30.6% |
| Median year homes were built | 1983 | 1981 | 1980 |
| Vacant homes | 20.4% | 13.2% | 10.1% |
| Population | 497 | 1,116,875 | 334,922,499 |
What a typical home costs per month in Pryor
At this week's average 30-year rate of 7.11%, buying the median Pryor home of $90,700 with 20% down costs about $589 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $740, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,228 for the 20%-down payment. That payment is 15% of the median Pryor household income of $47,083; at that income and 20% down, the 28% guideline points to a home of about $169,000.
| Down payment | $18,140 |
|---|---|
| Loan amount | $72,560 |
| Principal and interest | $488 |
| Property taxes (0.83% a year) | $63 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $589 |
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| Down payment | $3,174 |
|---|---|
| Loan amount | $89,057 |
| Principal and interest | $599 |
| Property taxes (0.83% a year) | $63 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $740 |
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Questions about home buying in Pryor
What is the median home value in Pryor?
About $90,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pryor?
Homeowners pay a median $750 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pryor?
For the median home with 20% down at 7.11%, the payment is about $589 a month. Keeping that under 28% of gross income takes about $25,228 a year.
More about Pryor
- Mortgage Refinance in Pryor
- Debt Relief in Pryor
- Home Equity Loans in Pryor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data