The typical owner-occupied home in Hartville is worth about $110,600, 52% below the Missouri median of $230,300 and 67% below the national median of $332,700. Owners pay a median $558 a year in property taxes, about 0.50% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $20,673 a year, so the median home costs 5.3 times the median income (3.3 times for Missouri). 44% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Hartville at a glance
| Hartville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $110,600 | $230,300 | $332,700 |
| Median property tax paid per year | $558 | $1,948 | $3,119 |
| Property tax as a share of value | 0.50% | 0.85% | 0.94% |
| Median household income | $20,673 | $70,702 | $80,734 |
| Homes lived in by their owners | 44% | 68% | 65% |
| Owner homes with a mortgage | 35% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $882 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 19.0% | 21.0% |
| Median rent | $388 | $1,033 | $1,413 |
| Rent as a share of renters' income | 32.2% | 28.1% | 30.6% |
| Median year homes were built | 1971 | 1978 | 1980 |
| Vacant homes | 2.2% | 11.2% | 10.1% |
| Population | 610 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Hartville
At this week's average 30-year rate of 7.11%, buying the median Hartville home of $110,600 with 20% down costs about $687 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $872, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,459 for the 20%-down payment. That payment is 40% of the median Hartville household income of $20,673; at that income and 20% down, the 28% guideline points to a home of about $78,000.
The median rent here is $388 a month, so owning the median home costs about $299 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $22,120 |
|---|---|
| Loan amount | $88,480 |
| Principal and interest | $595 |
| Property taxes (0.50% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $687 |
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| Down payment | $3,871 |
|---|---|
| Loan amount | $108,597 |
| Principal and interest | $731 |
| Property taxes (0.50% a year) | $46 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $872 |
Change the numbers in the calculator
Questions about home buying in Hartville
What is the median home value in Hartville?
About $110,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hartville?
Homeowners pay a median $558 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hartville?
For the median home with 20% down at 7.11%, the payment is about $687 a month. Keeping that under 28% of gross income takes about $29,459 a year.
More about Hartville
- Mortgage Refinance in Hartville
- Debt Relief in Hartville
- Home Equity Loans in Hartville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data