The typical owner-occupied home in Jonesburg is worth about $174,200, 24% below the Missouri median of $230,300 and 48% below the national median of $332,700. Owners pay a median $928 a year in property taxes, about 0.53% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $74,821 a year, so the median home costs 2.3 times the median income (3.3 times for Missouri). 46% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Jonesburg at a glance
| Jonesburg | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $174,200 | $230,300 | $332,700 |
| Median property tax paid per year | $928 | $1,948 | $3,119 |
| Property tax as a share of value | 0.53% | 0.85% | 0.94% |
| Median household income | $74,821 | $70,702 | $80,734 |
| Homes lived in by their owners | 46% | 68% | 65% |
| Owner homes with a mortgage | 53% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,295 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 19.0% | 21.0% |
| Median rent | $912 | $1,033 | $1,413 |
| Rent as a share of renters' income | 14.6% | 28.1% | 30.6% |
| Median year homes were built | 1978 | 1978 | 1980 |
| Vacant homes | 12.6% | 11.2% | 10.1% |
| Population | 806 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Jonesburg
At this week's average 30-year rate of 7.11%, buying the median Jonesburg home of $174,200 with 20% down costs about $1,087 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,377, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,586 for the 20%-down payment. That payment is 17% of the median Jonesburg household income of $74,821; at that income and 20% down, the 28% guideline points to a home of about $280,000.
The median rent here is $912 a month, so owning the median home costs about $175 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,840 |
|---|---|
| Loan amount | $139,360 |
| Principal and interest | $937 |
| Property taxes (0.53% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,087 |
Change the numbers in the calculator
| Down payment | $6,097 |
|---|---|
| Loan amount | $171,045 |
| Principal and interest | $1,151 |
| Property taxes (0.53% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $77 |
| Total per month | $1,377 |
Change the numbers in the calculator
Questions about home buying in Jonesburg
What is the median home value in Jonesburg?
About $174,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jonesburg?
Homeowners pay a median $928 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jonesburg?
For the median home with 20% down at 7.11%, the payment is about $1,087 a month. Keeping that under 28% of gross income takes about $46,586 a year.
More about Jonesburg
- Mortgage Refinance in Jonesburg
- Debt Relief in Jonesburg
- Home Equity Loans in Jonesburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data