The typical owner-occupied home in Kirbyville is worth about $258,300, 12% above the Missouri median of $230,300 and 22% below the national median of $332,700. Owners pay a median $671 a year in property taxes, about 0.26% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $41,875 a year, so the median home costs 6.2 times the median income (3.3 times for Missouri). 76% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Kirbyville at a glance
| Kirbyville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $258,300 | $230,300 | $332,700 |
| Median property tax paid per year | $671 | $1,948 | $3,119 |
| Property tax as a share of value | 0.26% | 0.85% | 0.94% |
| Median household income | $41,875 | $70,702 | $80,734 |
| Homes lived in by their owners | 76% | 68% | 65% |
| Owner homes with a mortgage | 41% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,313 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 19.0% | 21.0% |
| Median rent | – | $1,033 | $1,413 |
| Rent as a share of renters' income | 37.5% | 28.1% | 30.6% |
| Median year homes were built | 1990 | 1978 | 1980 |
| Vacant homes | 50.6% | 11.2% | 10.1% |
| Population | 101 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Kirbyville
At this week's average 30-year rate of 7.11%, buying the median Kirbyville home of $258,300 with 20% down costs about $1,554 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,984, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,586 for the 20%-down payment. That payment is 45% of the median Kirbyville household income of $41,875; at that income and 20% down, the 28% guideline points to a home of about $162,000.
| Down payment | $51,660 |
|---|---|
| Loan amount | $206,640 |
| Principal and interest | $1,390 |
| Property taxes (0.26% a year) | $56 |
| Homeowners insurance (our estimate, 0.5% a year) | $108 |
| PMI | $0 |
| Total per month | $1,554 |
Change the numbers in the calculator
| Down payment | $9,040 |
|---|---|
| Loan amount | $253,622 |
| Principal and interest | $1,706 |
| Property taxes (0.26% a year) | $56 |
| Homeowners insurance (our estimate, 0.5% a year) | $108 |
| FHA mortgage insurance | $114 |
| Total per month | $1,984 |
Change the numbers in the calculator
Questions about home buying in Kirbyville
What is the median home value in Kirbyville?
About $258,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kirbyville?
Homeowners pay a median $671 a year, which is about 0.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kirbyville?
For the median home with 20% down at 7.11%, the payment is about $1,554 a month. Keeping that under 28% of gross income takes about $66,586 a year.
More about Kirbyville
- Mortgage Refinance in Kirbyville
- Debt Relief in Kirbyville
- Home Equity Loans in Kirbyville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data