The typical owner-occupied home in Humphreys is worth about $19,700, 91% below the Missouri median of $230,300 and 94% below the national median of $332,700. Owners pay a median $500 a year in property taxes, about 2.54% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $68,125 a year, so the median home costs 0.3 times the median income (3.3 times for Missouri). 42% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Humphreys at a glance
| Humphreys | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $19,700 | $230,300 | $332,700 |
| Median property tax paid per year | $500 | $1,948 | $3,119 |
| Property tax as a share of value | 2.54% | 0.85% | 0.94% |
| Median household income | $68,125 | $70,702 | $80,734 |
| Homes lived in by their owners | 42% | 68% | 65% |
| Owner homes with a mortgage | 41% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | $435 | $1,033 | $1,413 |
| Rent as a share of renters' income | 10.3% | 28.1% | 30.6% |
| Median year homes were built | 1959 | 1978 | 1980 |
| Vacant homes | 46.7% | 11.2% | 10.1% |
| Population | 137 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Humphreys
At this week's average 30-year rate of 7.11%, buying the median Humphreys home of $19,700 with 20% down costs about $156 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $189, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $6,683 for the 20%-down payment. That payment is 3% of the median Humphreys household income of $68,125; at that income and 20% down, the 28% guideline points to a home of about $201,000.
The median rent here is $435 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $3,940 |
|---|---|
| Loan amount | $15,760 |
| Principal and interest | $106 |
| Property taxes (2.54% a year) | $42 |
| Homeowners insurance (our estimate, 0.5% a year) | $8 |
| PMI | $0 |
| Total per month | $156 |
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| Down payment | $690 |
|---|---|
| Loan amount | $19,343 |
| Principal and interest | $130 |
| Property taxes (2.54% a year) | $42 |
| Homeowners insurance (our estimate, 0.5% a year) | $8 |
| FHA mortgage insurance | $9 |
| Total per month | $189 |
Change the numbers in the calculator
Questions about home buying in Humphreys
What is the median home value in Humphreys?
About $19,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Humphreys?
Homeowners pay a median $500 a year, which is about 2.54% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Humphreys?
For the median home with 20% down at 7.11%, the payment is about $156 a month. Keeping that under 28% of gross income takes about $6,683 a year.
More about Humphreys
- Mortgage Refinance in Humphreys
- Debt Relief in Humphreys
- Home Equity Loans in Humphreys
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data