The typical owner-occupied home in Bloomsdale is worth about $244,000, 6% above the Missouri median of $230,300 and 27% below the national median of $332,700. Owners pay a median $1,741 a year in property taxes, about 0.71% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $101,736 a year, so the median home costs 2.4 times the median income (3.3 times for Missouri). 84% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Bloomsdale at a glance
| Bloomsdale | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $244,000 | $230,300 | $332,700 |
| Median property tax paid per year | $1,741 | $1,948 | $3,119 |
| Property tax as a share of value | 0.71% | 0.85% | 0.94% |
| Median household income | $101,736 | $70,702 | $80,734 |
| Homes lived in by their owners | 84% | 68% | 65% |
| Owner homes with a mortgage | 76% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,682 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 16.8% | 19.0% | 21.0% |
| Median rent | $525 | $1,033 | $1,413 |
| Rent as a share of renters' income | 37.9% | 28.1% | 30.6% |
| Median year homes were built | 1990 | 1978 | 1980 |
| Vacant homes | 0.0% | 11.2% | 10.1% |
| Population | 841 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Bloomsdale
At this week's average 30-year rate of 7.11%, buying the median Bloomsdale home of $244,000 with 20% down costs about $1,559 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,966, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,821 for the 20%-down payment. That payment is 18% of the median Bloomsdale household income of $101,736; at that income and 20% down, the 28% guideline points to a home of about $371,000.
The median rent here is $525 a month, so owning the median home costs about $1,034 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $48,800 |
|---|---|
| Loan amount | $195,200 |
| Principal and interest | $1,313 |
| Property taxes (0.71% a year) | $144 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| PMI | $0 |
| Total per month | $1,559 |
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| Down payment | $8,540 |
|---|---|
| Loan amount | $239,581 |
| Principal and interest | $1,612 |
| Property taxes (0.71% a year) | $144 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| FHA mortgage insurance | $108 |
| Total per month | $1,966 |
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Questions about home buying in Bloomsdale
What is the median home value in Bloomsdale?
About $244,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bloomsdale?
Homeowners pay a median $1,741 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bloomsdale?
For the median home with 20% down at 7.11%, the payment is about $1,559 a month. Keeping that under 28% of gross income takes about $66,821 a year.
More about Bloomsdale
- Mortgage Refinance in Bloomsdale
- Debt Relief in Bloomsdale
- Home Equity Loans in Bloomsdale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data