The typical owner-occupied home in Huntsville is worth about $111,400, 52% below the Missouri median of $230,300 and 67% below the national median of $332,700. Owners pay a median $769 a year in property taxes, about 0.69% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $52,727 a year, so the median home costs 2.1 times the median income (3.3 times for Missouri). 67% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Huntsville at a glance
| Huntsville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $111,400 | $230,300 | $332,700 |
| Median property tax paid per year | $769 | $1,948 | $3,119 |
| Property tax as a share of value | 0.69% | 0.85% | 0.94% |
| Median household income | $52,727 | $70,702 | $80,734 |
| Homes lived in by their owners | 67% | 68% | 65% |
| Owner homes with a mortgage | 44% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,053 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 17.8% | 19.0% | 21.0% |
| Median rent | $729 | $1,033 | $1,413 |
| Rent as a share of renters' income | 18.0% | 28.1% | 30.6% |
| Median year homes were built | 1972 | 1978 | 1980 |
| Vacant homes | 19.2% | 11.2% | 10.1% |
| Population | 1,672 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Huntsville
At this week's average 30-year rate of 7.11%, buying the median Huntsville home of $111,400 with 20% down costs about $710 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $896, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,428 for the 20%-down payment. That payment is 16% of the median Huntsville household income of $52,727; at that income and 20% down, the 28% guideline points to a home of about $193,000.
The median rent here is $729 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,280 |
|---|---|
| Loan amount | $89,120 |
| Principal and interest | $600 |
| Property taxes (0.69% a year) | $64 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $710 |
Change the numbers in the calculator
| Down payment | $3,899 |
|---|---|
| Loan amount | $109,382 |
| Principal and interest | $736 |
| Property taxes (0.69% a year) | $64 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $896 |
Change the numbers in the calculator
Questions about home buying in Huntsville
What is the median home value in Huntsville?
About $111,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Huntsville?
Homeowners pay a median $769 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Huntsville?
For the median home with 20% down at 7.11%, the payment is about $710 a month. Keeping that under 28% of gross income takes about $30,428 a year.
More about Huntsville
- Mortgage Refinance in Huntsville
- Debt Relief in Huntsville
- Home Equity Loans in Huntsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data