The typical owner-occupied home in Saverton is worth about $218,300, 5% below the Missouri median of $230,300 and 34% below the national median of $332,700. Owners pay a median $2,262 a year in property taxes, about 1.04% of their home's value, higher than the Missouri rate of 0.85%. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Saverton at a glance
| Saverton | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $218,300 | $230,300 | $332,700 |
| Median property tax paid per year | $2,262 | $1,948 | $3,119 |
| Property tax as a share of value | 1.04% | 0.85% | 0.94% |
| Median household income | – | $70,702 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 0% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1999 | 1978 | 1980 |
| Vacant homes | 0.0% | 11.2% | 10.1% |
| Population | 60 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Saverton
At this week's average 30-year rate of 7.11%, buying the median Saverton home of $218,300 with 20% down costs about $1,455 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,819, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,355 for the 20%-down payment.
| Down payment | $43,660 |
|---|---|
| Loan amount | $174,640 |
| Principal and interest | $1,175 |
| Property taxes (1.04% a year) | $189 |
| Homeowners insurance (our estimate, 0.5% a year) | $91 |
| PMI | $0 |
| Total per month | $1,455 |
Change the numbers in the calculator
| Down payment | $7,640 |
|---|---|
| Loan amount | $214,346 |
| Principal and interest | $1,442 |
| Property taxes (1.04% a year) | $189 |
| Homeowners insurance (our estimate, 0.5% a year) | $91 |
| FHA mortgage insurance | $97 |
| Total per month | $1,819 |
Change the numbers in the calculator
Questions about home buying in Saverton
What is the median home value in Saverton?
About $218,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saverton?
Homeowners pay a median $2,262 a year, which is about 1.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saverton?
For the median home with 20% down at 7.11%, the payment is about $1,455 a month. Keeping that under 28% of gross income takes about $62,355 a year.
More about Saverton
- Mortgage Refinance in Saverton
- Debt Relief in Saverton
- Home Equity Loans in Saverton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data