The typical owner-occupied home in Powersville is worth about $36,900, 84% below the Missouri median of $230,300 and 89% below the national median of $332,700. Owners pay a median $476 a year in property taxes, about 1.29% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $43,700 a year, so the median home costs 0.8 times the median income (3.3 times for Missouri). 86% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Powersville at a glance
| Powersville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $36,900 | $230,300 | $332,700 |
| Median property tax paid per year | $476 | $1,948 | $3,119 |
| Property tax as a share of value | 1.29% | 0.85% | 0.94% |
| Median household income | $43,700 | $70,702 | $80,734 |
| Homes lived in by their owners | 86% | 68% | 65% |
| Owner homes with a mortgage | 0% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1958 | 1978 | 1980 |
| Vacant homes | 46.3% | 11.2% | 10.1% |
| Population | 62 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Powersville
At this week's average 30-year rate of 7.11%, buying the median Powersville home of $36,900 with 20% down costs about $254 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $315, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,869 for the 20%-down payment. That payment is 7% of the median Powersville household income of $43,700; at that income and 20% down, the 28% guideline points to a home of about $148,000.
| Down payment | $7,380 |
|---|---|
| Loan amount | $29,520 |
| Principal and interest | $199 |
| Property taxes (1.29% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $15 |
| PMI | $0 |
| Total per month | $254 |
Change the numbers in the calculator
| Down payment | $1,292 |
|---|---|
| Loan amount | $36,232 |
| Principal and interest | $244 |
| Property taxes (1.29% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $15 |
| FHA mortgage insurance | $16 |
| Total per month | $315 |
Change the numbers in the calculator
Questions about home buying in Powersville
What is the median home value in Powersville?
About $36,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Powersville?
Homeowners pay a median $476 a year, which is about 1.29% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Powersville?
For the median home with 20% down at 7.11%, the payment is about $254 a month. Keeping that under 28% of gross income takes about $10,869 a year.
More about Powersville
- Mortgage Refinance in Powersville
- Debt Relief in Powersville
- Home Equity Loans in Powersville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data