The typical owner-occupied home in Humansville is worth about $63,700, 72% below the Missouri median of $230,300 and 81% below the national median of $332,700. Owners pay a median $438 a year in property taxes, about 0.69% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $37,446 a year, so the median home costs 1.7 times the median income (3.3 times for Missouri). 57% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Humansville at a glance
| Humansville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $63,700 | $230,300 | $332,700 |
| Median property tax paid per year | $438 | $1,948 | $3,119 |
| Property tax as a share of value | 0.69% | 0.85% | 0.94% |
| Median household income | $37,446 | $70,702 | $80,734 |
| Homes lived in by their owners | 57% | 68% | 65% |
| Owner homes with a mortgage | 52% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $929 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 29.5% | 19.0% | 21.0% |
| Median rent | $632 | $1,033 | $1,413 |
| Rent as a share of renters' income | 18.2% | 28.1% | 30.6% |
| Median year homes were built | 1967 | 1978 | 1980 |
| Vacant homes | 10.3% | 11.2% | 10.1% |
| Population | 1,058 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Humansville
At this week's average 30-year rate of 7.11%, buying the median Humansville home of $63,700 with 20% down costs about $406 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $512, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,399 for the 20%-down payment. That payment is 13% of the median Humansville household income of $37,446; at that income and 20% down, the 28% guideline points to a home of about $137,000.
The median rent here is $632 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,740 |
|---|---|
| Loan amount | $50,960 |
| Principal and interest | $343 |
| Property taxes (0.69% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $406 |
Change the numbers in the calculator
| Down payment | $2,230 |
|---|---|
| Loan amount | $62,546 |
| Principal and interest | $421 |
| Property taxes (0.69% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $28 |
| Total per month | $512 |
Change the numbers in the calculator
Questions about home buying in Humansville
What is the median home value in Humansville?
About $63,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Humansville?
Homeowners pay a median $438 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Humansville?
For the median home with 20% down at 7.11%, the payment is about $406 a month. Keeping that under 28% of gross income takes about $17,399 a year.
More about Humansville
- Mortgage Refinance in Humansville
- Debt Relief in Humansville
- Home Equity Loans in Humansville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data