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Buying a home in Frohna, Missouri

The typical owner-occupied home in Frohna is worth about $164,300, 29% below the Missouri median of $230,300 and 51% below the national median of $332,700. Owners pay a median $1,289 a year in property taxes, about 0.78% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $62,083 a year, so the median home costs 2.6 times the median income (3.3 times for Missouri). 84% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Frohna at a glance

Frohna Missouri U.S.
Median home value $164,300 $230,300 $332,700
Median property tax paid per year $1,289 $1,948 $3,119
Property tax as a share of value 0.78% 0.85% 0.94%
Median household income $62,083 $70,702 $80,734
Homes lived in by their owners 84% 68% 65%
Owner homes with a mortgage 51% 60% 61%
Median monthly costs, owners with a mortgage $1,118 $1,524 $1,963
Those costs as a share of the owners' income 16.1% 19.0% 21.0%
Median rent $692 $1,033 $1,413
Rent as a share of renters' income 20.8% 28.1% 30.6%
Median year homes were built 1971 1978 1980
Vacant homes 7.5% 11.2% 10.1%
Population 303 6,191,814 334,922,499

What a typical home costs per month in Frohna

At this week's average 30-year rate of 7.11%, buying the median Frohna home of $164,300 with 20% down costs about $1,059 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,333, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,405 for the 20%-down payment. That payment is 20% of the median Frohna household income of $62,083; at that income and 20% down, the 28% guideline points to a home of about $225,000.

The median rent here is $692 a month, so owning the median home costs about $367 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$32,860
Loan amount$131,440
Principal and interest$884
Property taxes (0.78% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$68
PMI$0
Total per month$1,059

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3.5% down, 30-year FHA loan
Down payment$5,750
Loan amount$161,324
Principal and interest$1,085
Property taxes (0.78% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$68
FHA mortgage insurance$73
Total per month$1,333

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Questions about home buying in Frohna

What is the median home value in Frohna?

About $164,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Frohna?

Homeowners pay a median $1,289 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Frohna?

For the median home with 20% down at 7.11%, the payment is about $1,059 a month. Keeping that under 28% of gross income takes about $45,405 a year.

More about Frohna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data