The typical owner-occupied home in Chamois is worth about $64,400, 72% below the Missouri median of $230,300 and 81% below the national median of $332,700. Owners pay a median $420 a year in property taxes, about 0.65% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $39,833 a year, so the median home costs 1.6 times the median income (3.3 times for Missouri). 84% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Chamois at a glance
| Chamois | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $64,400 | $230,300 | $332,700 |
| Median property tax paid per year | $420 | $1,948 | $3,119 |
| Property tax as a share of value | 0.65% | 0.85% | 0.94% |
| Median household income | $39,833 | $70,702 | $80,734 |
| Homes lived in by their owners | 84% | 68% | 65% |
| Owner homes with a mortgage | 50% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $972 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 20.5% | 19.0% | 21.0% |
| Median rent | $640 | $1,033 | $1,413 |
| Rent as a share of renters' income | 51.0% | 28.1% | 30.6% |
| Median year homes were built | 1952 | 1978 | 1980 |
| Vacant homes | 25.9% | 11.2% | 10.1% |
| Population | 375 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Chamois
At this week's average 30-year rate of 7.11%, buying the median Chamois home of $64,400 with 20% down costs about $408 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $516, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,499 for the 20%-down payment. That payment is 12% of the median Chamois household income of $39,833; at that income and 20% down, the 28% guideline points to a home of about $147,000.
The median rent here is $640 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,880 |
|---|---|
| Loan amount | $51,520 |
| Principal and interest | $347 |
| Property taxes (0.65% a year) | $35 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $408 |
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| Down payment | $2,254 |
|---|---|
| Loan amount | $63,234 |
| Principal and interest | $425 |
| Property taxes (0.65% a year) | $35 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $28 |
| Total per month | $516 |
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Questions about home buying in Chamois
What is the median home value in Chamois?
About $64,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Chamois?
Homeowners pay a median $420 a year, which is about 0.65% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Chamois?
For the median home with 20% down at 7.11%, the payment is about $408 a month. Keeping that under 28% of gross income takes about $17,499 a year.
More about Chamois
- Mortgage Refinance in Chamois
- Debt Relief in Chamois
- Home Equity Loans in Chamois
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data