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Buying a home in Maryville, Missouri

The typical owner-occupied home in Maryville is worth about $189,400, 18% below the Missouri median of $230,300 and 43% below the national median of $332,700. Owners pay a median $1,474 a year in property taxes, about 0.78% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $53,352 a year, so the median home costs 3.6 times the median income (3.3 times for Missouri). 47% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.

Maryville at a glance

Maryville Missouri U.S.
Median home value $189,400 $230,300 $332,700
Median property tax paid per year $1,474 $1,948 $3,119
Property tax as a share of value 0.78% 0.85% 0.94%
Median household income $53,352 $70,702 $80,734
Homes lived in by their owners 47% 68% 65%
Owner homes with a mortgage 52% 60% 61%
Median monthly costs, owners with a mortgage $1,216 $1,524 $1,963
Those costs as a share of the owners' income 18.3% 19.0% 21.0%
Median rent $808 $1,033 $1,413
Rent as a share of renters' income 28.7% 28.1% 30.6%
Median year homes were built 1979 1978 1980
Vacant homes 12.0% 11.2% 10.1%
Population 10,428 6,191,814 334,922,499

What a typical home costs per month in Maryville

At this week's average 30-year rate of 7.11%, buying the median Maryville home of $189,400 with 20% down costs about $1,221 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,537, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,342 for the 20%-down payment. That payment is 27% of the median Maryville household income of $53,352; at that income and 20% down, the 28% guideline points to a home of about $193,000.

The median rent here is $808 a month, so owning the median home costs about $413 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$37,880
Loan amount$151,520
Principal and interest$1,019
Property taxes (0.78% a year)$123
Homeowners insurance (our estimate, 0.5% a year)$79
PMI$0
Total per month$1,221

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3.5% down, 30-year FHA loan
Down payment$6,629
Loan amount$185,969
Principal and interest$1,251
Property taxes (0.78% a year)$123
Homeowners insurance (our estimate, 0.5% a year)$79
FHA mortgage insurance$84
Total per month$1,537

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Questions about home buying in Maryville

What is the median home value in Maryville?

About $189,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Maryville?

Homeowners pay a median $1,474 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Maryville?

For the median home with 20% down at 7.11%, the payment is about $1,221 a month. Keeping that under 28% of gross income takes about $52,342 a year.

More about Maryville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data