The typical owner-occupied home in Stark City is worth about $102,100, 56% below the Missouri median of $230,300 and 69% below the national median of $332,700. Owners pay a median $611 a year in property taxes, about 0.60% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $56,750 a year, so the median home costs 1.8 times the median income (3.3 times for Missouri). 60% of occupied homes here are lived in by their owners, and 11% of those owners still have a mortgage.
Stark City at a glance
| Stark City | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $102,100 | $230,300 | $332,700 |
| Median property tax paid per year | $611 | $1,948 | $3,119 |
| Property tax as a share of value | 0.60% | 0.85% | 0.94% |
| Median household income | $56,750 | $70,702 | $80,734 |
| Homes lived in by their owners | 60% | 68% | 65% |
| Owner homes with a mortgage | 11% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 19.0% | 21.0% |
| Median rent | $1,069 | $1,033 | $1,413 |
| Rent as a share of renters' income | 51.0% | 28.1% | 30.6% |
| Median year homes were built | 1963 | 1978 | 1980 |
| Vacant homes | 13.5% | 11.2% | 10.1% |
| Population | 133 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Stark City
At this week's average 30-year rate of 7.11%, buying the median Stark City home of $102,100 with 20% down costs about $643 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $813, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,560 for the 20%-down payment. That payment is 14% of the median Stark City household income of $56,750; at that income and 20% down, the 28% guideline points to a home of about $210,000.
The median rent here is $1,069 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,420 |
|---|---|
| Loan amount | $81,680 |
| Principal and interest | $549 |
| Property taxes (0.60% a year) | $51 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $643 |
Change the numbers in the calculator
| Down payment | $3,574 |
|---|---|
| Loan amount | $100,251 |
| Principal and interest | $674 |
| Property taxes (0.60% a year) | $51 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $45 |
| Total per month | $813 |
Change the numbers in the calculator
Questions about home buying in Stark City
What is the median home value in Stark City?
About $102,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stark City?
Homeowners pay a median $611 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stark City?
For the median home with 20% down at 7.11%, the payment is about $643 a month. Keeping that under 28% of gross income takes about $27,560 a year.
More about Stark City
- Mortgage Refinance in Stark City
- Debt Relief in Stark City
- Home Equity Loans in Stark City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data