The typical owner-occupied home in Fortuna is worth about $422,400, 83% above the Missouri median of $230,300 and 27% above the national median of $332,700. The median household earns $115,560 a year, so the median home costs 3.7 times the median income (3.3 times for Missouri). 100% of occupied homes here are lived in by their owners, and 8% of those owners still have a mortgage.
Fortuna at a glance
| Fortuna | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $422,400 | $230,300 | $332,700 |
| Median property tax paid per year | – | $1,948 | $3,119 |
| Median household income | $115,560 | $70,702 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 8% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1974 | 1978 | 1980 |
| Vacant homes | 0.0% | 11.2% | 10.1% |
| Population | 256 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Fortuna
At this week's average 30-year rate of 7.11%, buying the median Fortuna home of $422,400 with 20% down costs about $2,836 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,540, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $121,560 for the 20%-down payment. That payment is 29% of the median Fortuna household income of $115,560; at that income and 20% down, the 28% guideline points to a home of about $402,000.
| Down payment | $84,480 |
|---|---|
| Loan amount | $337,920 |
| Principal and interest | $2,273 |
| Property taxes (1.10% a year) | $387 |
| Homeowners insurance (our estimate, 0.5% a year) | $176 |
| PMI | $0 |
| Total per month | $2,836 |
Change the numbers in the calculator
| Down payment | $14,784 |
|---|---|
| Loan amount | $414,749 |
| Principal and interest | $2,790 |
| Property taxes (1.10% a year) | $387 |
| Homeowners insurance (our estimate, 0.5% a year) | $176 |
| FHA mortgage insurance | $187 |
| Total per month | $3,540 |
Change the numbers in the calculator
Questions about home buying in Fortuna
What is the median home value in Fortuna?
About $422,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Fortuna?
For the median home with 20% down at 7.11%, the payment is about $2,836 a month. Keeping that under 28% of gross income takes about $121,560 a year.
More about Fortuna
- Mortgage Refinance in Fortuna
- Debt Relief in Fortuna
- Home Equity Loans in Fortuna
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data