The typical owner-occupied home in Tuscumbia is worth about $134,400, 42% below the Missouri median of $230,300 and 60% below the national median of $332,700. Owners pay a median $1,153 a year in property taxes, about 0.86% of their home's value, close to the Missouri rate of 0.85%. The median household earns $41,250 a year, so the median home costs 3.3 times the median income (3.3 times for Missouri). 84% of occupied homes here are lived in by their owners, and 79% of those owners still have a mortgage.
Tuscumbia at a glance
| Tuscumbia | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $134,400 | $230,300 | $332,700 |
| Median property tax paid per year | $1,153 | $1,948 | $3,119 |
| Property tax as a share of value | 0.86% | 0.85% | 0.94% |
| Median household income | $41,250 | $70,702 | $80,734 |
| Homes lived in by their owners | 84% | 68% | 65% |
| Owner homes with a mortgage | 79% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,083 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 21.3% | 19.0% | 21.0% |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1970 | 1978 | 1980 |
| Vacant homes | 25.0% | 11.2% | 10.1% |
| Population | 142 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Tuscumbia
At this week's average 30-year rate of 7.11%, buying the median Tuscumbia home of $134,400 with 20% down costs about $876 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,100, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,526 for the 20%-down payment. That payment is 25% of the median Tuscumbia household income of $41,250; at that income and 20% down, the 28% guideline points to a home of about $148,000.
| Down payment | $26,880 |
|---|---|
| Loan amount | $107,520 |
| Principal and interest | $723 |
| Property taxes (0.86% a year) | $96 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| PMI | $0 |
| Total per month | $876 |
Change the numbers in the calculator
| Down payment | $4,704 |
|---|---|
| Loan amount | $131,966 |
| Principal and interest | $888 |
| Property taxes (0.86% a year) | $96 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| FHA mortgage insurance | $59 |
| Total per month | $1,100 |
Change the numbers in the calculator
Questions about home buying in Tuscumbia
What is the median home value in Tuscumbia?
About $134,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Tuscumbia?
Homeowners pay a median $1,153 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Tuscumbia?
For the median home with 20% down at 7.11%, the payment is about $876 a month. Keeping that under 28% of gross income takes about $37,526 a year.
More about Tuscumbia
- Mortgage Refinance in Tuscumbia
- Debt Relief in Tuscumbia
- Home Equity Loans in Tuscumbia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data