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Buying a home in Hurdland, Missouri

The typical owner-occupied home in Hurdland is worth about $48,800, 79% below the Missouri median of $230,300 and 85% below the national median of $332,700. Owners pay a median $375 a year in property taxes, about 0.77% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $34,125 a year, so the median home costs 1.4 times the median income (3.3 times for Missouri). 87% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Hurdland at a glance

Hurdland Missouri U.S.
Median home value $48,800 $230,300 $332,700
Median property tax paid per year $375 $1,948 $3,119
Property tax as a share of value 0.77% 0.85% 0.94%
Median household income $34,125 $70,702 $80,734
Homes lived in by their owners 87% 68% 65%
Owner homes with a mortgage 19% 60% 61%
Median monthly costs, owners with a mortgage $850 $1,524 $1,963
Those costs as a share of the owners' income 32.5% 19.0% 21.0%
Median rent $742 $1,033 $1,413
Rent as a share of renters' income 45.0% 28.1% 30.6%
Median year homes were built 1948 1978 1980
Vacant homes 24.5% 11.2% 10.1%
Population 173 6,191,814 334,922,499

What a typical home costs per month in Hurdland

At this week's average 30-year rate of 7.11%, buying the median Hurdland home of $48,800 with 20% down costs about $314 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $396, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,469 for the 20%-down payment. That payment is 11% of the median Hurdland household income of $34,125; at that income and 20% down, the 28% guideline points to a home of about $124,000.

The median rent here is $742 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,760
Loan amount$39,040
Principal and interest$263
Property taxes (0.77% a year)$31
Homeowners insurance (our estimate, 0.5% a year)$20
PMI$0
Total per month$314

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3.5% down, 30-year FHA loan
Down payment$1,708
Loan amount$47,916
Principal and interest$322
Property taxes (0.77% a year)$31
Homeowners insurance (our estimate, 0.5% a year)$20
FHA mortgage insurance$22
Total per month$396

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Questions about home buying in Hurdland

What is the median home value in Hurdland?

About $48,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hurdland?

Homeowners pay a median $375 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hurdland?

For the median home with 20% down at 7.11%, the payment is about $314 a month. Keeping that under 28% of gross income takes about $13,469 a year.

More about Hurdland

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data