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Buying a home in Kingsville, Missouri

The typical owner-occupied home in Kingsville is worth about $96,500, 58% below the Missouri median of $230,300 and 71% below the national median of $332,700. Owners pay a median $1,138 a year in property taxes, about 1.18% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $67,171 a year, so the median home costs 1.4 times the median income (3.3 times for Missouri). 71% of occupied homes here are lived in by their owners, and 37% of those owners still have a mortgage.

Kingsville at a glance

Kingsville Missouri U.S.
Median home value $96,500 $230,300 $332,700
Median property tax paid per year $1,138 $1,948 $3,119
Property tax as a share of value 1.18% 0.85% 0.94%
Median household income $67,171 $70,702 $80,734
Homes lived in by their owners 71% 68% 65%
Owner homes with a mortgage 37% 60% 61%
Median monthly costs, owners with a mortgage $988 $1,524 $1,963
Those costs as a share of the owners' income 17.5% 19.0% 21.0%
Median rent $874 $1,033 $1,413
Rent as a share of renters' income 17.3% 28.1% 30.6%
Median year homes were built 1991 1978 1980
Vacant homes 9.2% 11.2% 10.1%
Population 360 6,191,814 334,922,499

What a typical home costs per month in Kingsville

At this week's average 30-year rate of 7.11%, buying the median Kingsville home of $96,500 with 20% down costs about $654 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $815, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,047 for the 20%-down payment. That payment is 12% of the median Kingsville household income of $67,171; at that income and 20% down, the 28% guideline points to a home of about $231,000.

The median rent here is $874 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,300
Loan amount$77,200
Principal and interest$519
Property taxes (1.18% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$654

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3.5% down, 30-year FHA loan
Down payment$3,378
Loan amount$94,752
Principal and interest$637
Property taxes (1.18% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$43
Total per month$815

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Questions about home buying in Kingsville

What is the median home value in Kingsville?

About $96,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Kingsville?

Homeowners pay a median $1,138 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Kingsville?

For the median home with 20% down at 7.11%, the payment is about $654 a month. Keeping that under 28% of gross income takes about $28,047 a year.

More about Kingsville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data