The typical owner-occupied home in Cedar Hill is worth about $181,700, 21% below the Missouri median of $230,300 and 45% below the national median of $332,700. Owners pay a median $1,756 a year in property taxes, about 0.97% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $60,625 a year, so the median home costs 3.0 times the median income (3.3 times for Missouri). 97% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Cedar Hill at a glance
| Cedar Hill | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $181,700 | $230,300 | $332,700 |
| Median property tax paid per year | $1,756 | $1,948 | $3,119 |
| Property tax as a share of value | 0.97% | 0.85% | 0.94% |
| Median household income | $60,625 | $70,702 | $80,734 |
| Homes lived in by their owners | 97% | 68% | 65% |
| Owner homes with a mortgage | 63% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,348 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 26.0% | 19.0% | 21.0% |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1976 | 1978 | 1980 |
| Vacant homes | 11.8% | 11.2% | 10.1% |
| Population | 1,261 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Cedar Hill
At this week's average 30-year rate of 7.11%, buying the median Cedar Hill home of $181,700 with 20% down costs about $1,200 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,503, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,447 for the 20%-down payment. That payment is 24% of the median Cedar Hill household income of $60,625; at that income and 20% down, the 28% guideline points to a home of about $214,000.
| Down payment | $36,340 |
|---|---|
| Loan amount | $145,360 |
| Principal and interest | $978 |
| Property taxes (0.97% a year) | $147 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,200 |
Change the numbers in the calculator
| Down payment | $6,360 |
|---|---|
| Loan amount | $178,409 |
| Principal and interest | $1,200 |
| Property taxes (0.97% a year) | $147 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $80 |
| Total per month | $1,503 |
Change the numbers in the calculator
Questions about home buying in Cedar Hill
What is the median home value in Cedar Hill?
About $181,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Cedar Hill?
Homeowners pay a median $1,756 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Cedar Hill?
For the median home with 20% down at 7.11%, the payment is about $1,200 a month. Keeping that under 28% of gross income takes about $51,447 a year.
More about Cedar Hill
- Mortgage Refinance in Cedar Hill
- Debt Relief in Cedar Hill
- Home Equity Loans in Cedar Hill
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data