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Buying a home in Oronogo, Missouri

The typical owner-occupied home in Oronogo is worth about $188,500, 18% below the Missouri median of $230,300 and 43% below the national median of $332,700. Owners pay a median $1,247 a year in property taxes, about 0.66% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $91,563 a year, so the median home costs 2.1 times the median income (3.3 times for Missouri). 91% of occupied homes here are lived in by their owners, and 70% of those owners still have a mortgage.

Oronogo at a glance

Oronogo Missouri U.S.
Median home value $188,500 $230,300 $332,700
Median property tax paid per year $1,247 $1,948 $3,119
Property tax as a share of value 0.66% 0.85% 0.94%
Median household income $91,563 $70,702 $80,734
Homes lived in by their owners 91% 68% 65%
Owner homes with a mortgage 70% 60% 61%
Median monthly costs, owners with a mortgage $1,251 $1,524 $1,963
Those costs as a share of the owners' income 15.8% 19.0% 21.0%
Median rent $1,299 $1,033 $1,413
Rent as a share of renters' income 23.5% 28.1% 30.6%
Median year homes were built 2004 1978 1980
Vacant homes 2.5% 11.2% 10.1%
Population 2,804 6,191,814 334,922,499

What a typical home costs per month in Oronogo

At this week's average 30-year rate of 7.11%, buying the median Oronogo home of $188,500 with 20% down costs about $1,197 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,511, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,285 for the 20%-down payment. That payment is 16% of the median Oronogo household income of $91,563; at that income and 20% down, the 28% guideline points to a home of about $337,000.

The median rent here is $1,299 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$37,700
Loan amount$150,800
Principal and interest$1,014
Property taxes (0.66% a year)$104
Homeowners insurance (our estimate, 0.5% a year)$79
PMI$0
Total per month$1,197

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3.5% down, 30-year FHA loan
Down payment$6,598
Loan amount$185,086
Principal and interest$1,245
Property taxes (0.66% a year)$104
Homeowners insurance (our estimate, 0.5% a year)$79
FHA mortgage insurance$83
Total per month$1,511

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Questions about home buying in Oronogo

What is the median home value in Oronogo?

About $188,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Oronogo?

Homeowners pay a median $1,247 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Oronogo?

For the median home with 20% down at 7.11%, the payment is about $1,197 a month. Keeping that under 28% of gross income takes about $51,285 a year.

More about Oronogo

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data