The typical owner-occupied home in Darlington is worth about $21,300, 91% below the Missouri median of $230,300 and 94% below the national median of $332,700. The median household earns $43,750 a year, so the median home costs 0.5 times the median income (3.3 times for Missouri). 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Darlington at a glance
| Darlington | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $21,300 | $230,300 | $332,700 |
| Median property tax paid per year | – | $1,948 | $3,119 |
| Median household income | $43,750 | $70,702 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 0% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1994 | 1978 | 1980 |
| Vacant homes | 31.2% | 11.2% | 10.1% |
| Population | 31 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Darlington
At this week's average 30-year rate of 7.11%, buying the median Darlington home of $21,300 with 20% down costs about $143 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $179, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $6,130 for the 20%-down payment. That payment is 4% of the median Darlington household income of $43,750; at that income and 20% down, the 28% guideline points to a home of about $152,000.
| Down payment | $4,260 |
|---|---|
| Loan amount | $17,040 |
| Principal and interest | $115 |
| Property taxes (1.10% a year) | $20 |
| Homeowners insurance (our estimate, 0.5% a year) | $9 |
| PMI | $0 |
| Total per month | $143 |
Change the numbers in the calculator
| Down payment | $746 |
|---|---|
| Loan amount | $20,914 |
| Principal and interest | $141 |
| Property taxes (1.10% a year) | $20 |
| Homeowners insurance (our estimate, 0.5% a year) | $9 |
| FHA mortgage insurance | $9 |
| Total per month | $179 |
Change the numbers in the calculator
Questions about home buying in Darlington
What is the median home value in Darlington?
About $21,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Darlington?
For the median home with 20% down at 7.11%, the payment is about $143 a month. Keeping that under 28% of gross income takes about $6,130 a year.
More about Darlington
- Mortgage Refinance in Darlington
- Debt Relief in Darlington
- Home Equity Loans in Darlington
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data