The typical owner-occupied home in Senath is worth about $79,500, 65% below the Missouri median of $230,300 and 76% below the national median of $332,700. Owners pay a median $525 a year in property taxes, about 0.66% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $31,667 a year, so the median home costs 2.5 times the median income (3.3 times for Missouri). 57% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Senath at a glance
| Senath | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $79,500 | $230,300 | $332,700 |
| Median property tax paid per year | $525 | $1,948 | $3,119 |
| Property tax as a share of value | 0.66% | 0.85% | 0.94% |
| Median household income | $31,667 | $70,702 | $80,734 |
| Homes lived in by their owners | 57% | 68% | 65% |
| Owner homes with a mortgage | 41% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $883 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 16.8% | 19.0% | 21.0% |
| Median rent | $530 | $1,033 | $1,413 |
| Rent as a share of renters' income | 32.4% | 28.1% | 30.6% |
| Median year homes were built | 1975 | 1978 | 1980 |
| Vacant homes | 13.4% | 11.2% | 10.1% |
| Population | 1,662 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Senath
At this week's average 30-year rate of 7.11%, buying the median Senath home of $79,500 with 20% down costs about $505 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $637, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,630 for the 20%-down payment. That payment is 19% of the median Senath household income of $31,667; at that income and 20% down, the 28% guideline points to a home of about $116,000.
The median rent here is $530 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,900 |
|---|---|
| Loan amount | $63,600 |
| Principal and interest | $428 |
| Property taxes (0.66% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| PMI | $0 |
| Total per month | $505 |
Change the numbers in the calculator
| Down payment | $2,782 |
|---|---|
| Loan amount | $78,060 |
| Principal and interest | $525 |
| Property taxes (0.66% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| FHA mortgage insurance | $35 |
| Total per month | $637 |
Change the numbers in the calculator
Questions about home buying in Senath
What is the median home value in Senath?
About $79,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Senath?
Homeowners pay a median $525 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Senath?
For the median home with 20% down at 7.11%, the payment is about $505 a month. Keeping that under 28% of gross income takes about $21,630 a year.
More about Senath
- Mortgage Refinance in Senath
- Debt Relief in Senath
- Home Equity Loans in Senath
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data