The typical owner-occupied home in Amity is worth about $9,999, 96% below the Missouri median of $230,300 and 97% below the national median of $332,700. The median household earns $85,357 a year, so the median home costs 0.1 times the median income (3.3 times for Missouri). 100% of occupied homes here are lived in by their owners, and 8% of those owners still have a mortgage.
Amity at a glance
| Amity | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $9,999 | $230,300 | $332,700 |
| Median property tax paid per year | – | $1,948 | $3,119 |
| Median household income | $85,357 | $70,702 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 8% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1961 | 1978 | 1980 |
| Vacant homes | 14.3% | 11.2% | 10.1% |
| Population | 72 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Amity
At this week's average 30-year rate of 7.11%, buying the median Amity home of $9,999 with 20% down costs about $67 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $84, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $2,877 for the 20%-down payment. That payment is 1% of the median Amity household income of $85,357; at that income and 20% down, the 28% guideline points to a home of about $297,000.
| Down payment | $2,000 |
|---|---|
| Loan amount | $7,999 |
| Principal and interest | $54 |
| Property taxes (1.10% a year) | $9 |
| Homeowners insurance (our estimate, 0.5% a year) | $4 |
| PMI | $0 |
| Total per month | $67 |
Change the numbers in the calculator
| Down payment | $350 |
|---|---|
| Loan amount | $9,818 |
| Principal and interest | $66 |
| Property taxes (1.10% a year) | $9 |
| Homeowners insurance (our estimate, 0.5% a year) | $4 |
| FHA mortgage insurance | $4 |
| Total per month | $84 |
Change the numbers in the calculator
Questions about home buying in Amity
What is the median home value in Amity?
About $9,999 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Amity?
For the median home with 20% down at 7.11%, the payment is about $67 a month. Keeping that under 28% of gross income takes about $2,877 a year.
More about Amity
- Mortgage Refinance in Amity
- Debt Relief in Amity
- Home Equity Loans in Amity
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data