The typical owner-occupied home in Jamesport is worth about $83,800, 64% below the Missouri median of $230,300 and 75% below the national median of $332,700. Owners pay a median $751 a year in property taxes, about 0.90% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $49,583 a year, so the median home costs 1.7 times the median income (3.3 times for Missouri). 69% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Jamesport at a glance
| Jamesport | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $83,800 | $230,300 | $332,700 |
| Median property tax paid per year | $751 | $1,948 | $3,119 |
| Property tax as a share of value | 0.90% | 0.85% | 0.94% |
| Median household income | $49,583 | $70,702 | $80,734 |
| Homes lived in by their owners | 69% | 68% | 65% |
| Owner homes with a mortgage | 49% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $887 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 19.0% | 21.0% |
| Median rent | $483 | $1,033 | $1,413 |
| Rent as a share of renters' income | 27.9% | 28.1% | 30.6% |
| Median year homes were built | 1967 | 1978 | 1980 |
| Vacant homes | 17.4% | 11.2% | 10.1% |
| Population | 709 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Jamesport
At this week's average 30-year rate of 7.11%, buying the median Jamesport home of $83,800 with 20% down costs about $549 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $688, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,518 for the 20%-down payment. That payment is 13% of the median Jamesport household income of $49,583; at that income and 20% down, the 28% guideline points to a home of about $177,000.
The median rent here is $483 a month, so owning the median home costs about $66 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $16,760 |
|---|---|
| Loan amount | $67,040 |
| Principal and interest | $451 |
| Property taxes (0.90% a year) | $63 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $549 |
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| Down payment | $2,933 |
|---|---|
| Loan amount | $82,282 |
| Principal and interest | $554 |
| Property taxes (0.90% a year) | $63 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $37 |
| Total per month | $688 |
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Questions about home buying in Jamesport
What is the median home value in Jamesport?
About $83,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jamesport?
Homeowners pay a median $751 a year, which is about 0.90% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jamesport?
For the median home with 20% down at 7.11%, the payment is about $549 a month. Keeping that under 28% of gross income takes about $23,518 a year.
More about Jamesport
- Mortgage Refinance in Jamesport
- Debt Relief in Jamesport
- Home Equity Loans in Jamesport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data