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Buying a home in Viburnum, Missouri

The typical owner-occupied home in Viburnum is worth about $88,800, 61% below the Missouri median of $230,300 and 73% below the national median of $332,700. Owners pay a median $732 a year in property taxes, about 0.82% of their home's value, close to the Missouri rate of 0.85%. The median household earns $41,250 a year, so the median home costs 2.2 times the median income (3.3 times for Missouri). 80% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Viburnum at a glance

Viburnum Missouri U.S.
Median home value $88,800 $230,300 $332,700
Median property tax paid per year $732 $1,948 $3,119
Property tax as a share of value 0.82% 0.85% 0.94%
Median household income $41,250 $70,702 $80,734
Homes lived in by their owners 80% 68% 65%
Owner homes with a mortgage 56% 60% 61%
Median monthly costs, owners with a mortgage $879 $1,524 $1,963
Those costs as a share of the owners' income 19.3% 19.0% 21.0%
Median rent $514 $1,033 $1,413
Rent as a share of renters' income 33.1% 28.1% 30.6%
Median year homes were built 1970 1978 1980
Vacant homes 16.6% 11.2% 10.1%
Population 803 6,191,814 334,922,499

What a typical home costs per month in Viburnum

At this week's average 30-year rate of 7.11%, buying the median Viburnum home of $88,800 with 20% down costs about $576 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $724, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,667 for the 20%-down payment. That payment is 17% of the median Viburnum household income of $41,250; at that income and 20% down, the 28% guideline points to a home of about $148,000.

The median rent here is $514 a month, so owning the median home costs about $62 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$17,760
Loan amount$71,040
Principal and interest$478
Property taxes (0.82% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$576

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3.5% down, 30-year FHA loan
Down payment$3,108
Loan amount$87,192
Principal and interest$587
Property taxes (0.82% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$39
Total per month$724

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Questions about home buying in Viburnum

What is the median home value in Viburnum?

About $88,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Viburnum?

Homeowners pay a median $732 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Viburnum?

For the median home with 20% down at 7.11%, the payment is about $576 a month. Keeping that under 28% of gross income takes about $24,667 a year.

More about Viburnum

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data