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Buying a home in Wyaconda, Missouri

The typical owner-occupied home in Wyaconda is worth about $65,400, 72% below the Missouri median of $230,300 and 80% below the national median of $332,700. Owners pay a median $568 a year in property taxes, about 0.87% of their home's value, close to the Missouri rate of 0.85%. The median household earns $50,667 a year, so the median home costs 1.3 times the median income (3.3 times for Missouri). 75% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Wyaconda at a glance

Wyaconda Missouri U.S.
Median home value $65,400 $230,300 $332,700
Median property tax paid per year $568 $1,948 $3,119
Property tax as a share of value 0.87% 0.85% 0.94%
Median household income $50,667 $70,702 $80,734
Homes lived in by their owners 75% 68% 65%
Owner homes with a mortgage 23% 60% 61%
Median monthly costs, owners with a mortgage – $1,524 $1,963
Those costs as a share of the owners' income 17.5% 19.0% 21.0%
Median rent $483 $1,033 $1,413
Rent as a share of renters' income 27.5% 28.1% 30.6%
Median year homes were built 1958 1978 1980
Vacant homes 29.0% 11.2% 10.1%
Population 195 6,191,814 334,922,499

What a typical home costs per month in Wyaconda

At this week's average 30-year rate of 7.11%, buying the median Wyaconda home of $65,400 with 20% down costs about $427 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $536, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,284 for the 20%-down payment. That payment is 10% of the median Wyaconda household income of $50,667; at that income and 20% down, the 28% guideline points to a home of about $181,000.

The median rent here is $483 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,080
Loan amount$52,320
Principal and interest$352
Property taxes (0.87% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$27
PMI$0
Total per month$427

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3.5% down, 30-year FHA loan
Down payment$2,289
Loan amount$64,215
Principal and interest$432
Property taxes (0.87% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$27
FHA mortgage insurance$29
Total per month$536

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Questions about home buying in Wyaconda

What is the median home value in Wyaconda?

About $65,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wyaconda?

Homeowners pay a median $568 a year, which is about 0.87% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wyaconda?

For the median home with 20% down at 7.11%, the payment is about $427 a month. Keeping that under 28% of gross income takes about $18,284 a year.

More about Wyaconda

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data