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Buying a home in Rothville, Missouri

The typical owner-occupied home in Rothville is worth about $56,700, 75% below the Missouri median of $230,300 and 83% below the national median of $332,700. Owners pay a median $300 a year in property taxes, about 0.53% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $42,500 a year, so the median home costs 1.3 times the median income (3.3 times for Missouri). 100% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Rothville at a glance

Rothville Missouri U.S.
Median home value $56,700 $230,300 $332,700
Median property tax paid per year $300 $1,948 $3,119
Property tax as a share of value 0.53% 0.85% 0.94%
Median household income $42,500 $70,702 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 29% 60% 61%
Median monthly costs, owners with a mortgage – $1,524 $1,963
Median rent – $1,033 $1,413
Median year homes were built 1938 1978 1980
Vacant homes 39.1% 11.2% 10.1%
Population 56 6,191,814 334,922,499

What a typical home costs per month in Rothville

At this week's average 30-year rate of 7.11%, buying the median Rothville home of $56,700 with 20% down costs about $354 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $448, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,163 for the 20%-down payment. That payment is 10% of the median Rothville household income of $42,500; at that income and 20% down, the 28% guideline points to a home of about $159,000.

20% down, 30-year conventional loan
Down payment$11,340
Loan amount$45,360
Principal and interest$305
Property taxes (0.53% a year)$25
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$354

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3.5% down, 30-year FHA loan
Down payment$1,984
Loan amount$55,673
Principal and interest$375
Property taxes (0.53% a year)$25
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$25
Total per month$448

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Questions about home buying in Rothville

What is the median home value in Rothville?

About $56,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rothville?

Homeowners pay a median $300 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rothville?

For the median home with 20% down at 7.11%, the payment is about $354 a month. Keeping that under 28% of gross income takes about $15,163 a year.

More about Rothville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data