The typical owner-occupied home in Bogard is worth about $72,100, 69% below the Missouri median of $230,300 and 78% below the national median of $332,700. Owners pay a median $508 a year in property taxes, about 0.70% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $60,750 a year, so the median home costs 1.2 times the median income (3.3 times for Missouri). 86% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Bogard at a glance
| Bogard | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $72,100 | $230,300 | $332,700 |
| Median property tax paid per year | $508 | $1,948 | $3,119 |
| Property tax as a share of value | 0.70% | 0.85% | 0.94% |
| Median household income | $60,750 | $70,702 | $80,734 |
| Homes lived in by their owners | 86% | 68% | 65% |
| Owner homes with a mortgage | 34% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,036 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 14.0% | 19.0% | 21.0% |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1949 | 1978 | 1980 |
| Vacant homes | 36.7% | 11.2% | 10.1% |
| Population | 169 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Bogard
At this week's average 30-year rate of 7.11%, buying the median Bogard home of $72,100 with 20% down costs about $460 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $580, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,719 for the 20%-down payment. That payment is 9% of the median Bogard household income of $60,750; at that income and 20% down, the 28% guideline points to a home of about $222,000.
| Down payment | $14,420 |
|---|---|
| Loan amount | $57,680 |
| Principal and interest | $388 |
| Property taxes (0.70% a year) | $42 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| PMI | $0 |
| Total per month | $460 |
Change the numbers in the calculator
| Down payment | $2,524 |
|---|---|
| Loan amount | $70,794 |
| Principal and interest | $476 |
| Property taxes (0.70% a year) | $42 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| FHA mortgage insurance | $32 |
| Total per month | $580 |
Change the numbers in the calculator
Questions about home buying in Bogard
What is the median home value in Bogard?
About $72,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bogard?
Homeowners pay a median $508 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bogard?
For the median home with 20% down at 7.11%, the payment is about $460 a month. Keeping that under 28% of gross income takes about $19,719 a year.
More about Bogard
- Mortgage Refinance in Bogard
- Debt Relief in Bogard
- Home Equity Loans in Bogard
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data