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Buying a home in Rushville, Missouri

The typical owner-occupied home in Rushville is worth about $73,800, 68% below the Missouri median of $230,300 and 78% below the national median of $332,700. Owners pay a median $647 a year in property taxes, about 0.88% of their home's value, close to the Missouri rate of 0.85%. The median household earns $60,938 a year, so the median home costs 1.2 times the median income (3.3 times for Missouri). 78% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Rushville at a glance

Rushville Missouri U.S.
Median home value $73,800 $230,300 $332,700
Median property tax paid per year $647 $1,948 $3,119
Property tax as a share of value 0.88% 0.85% 0.94%
Median household income $60,938 $70,702 $80,734
Homes lived in by their owners 78% 68% 65%
Owner homes with a mortgage 19% 60% 61%
Median monthly costs, owners with a mortgage $1,359 $1,524 $1,963
Those costs as a share of the owners' income 16.6% 19.0% 21.0%
Median rent $825 $1,033 $1,413
Rent as a share of renters' income 22.5% 28.1% 30.6%
Median year homes were built 1953 1978 1980
Vacant homes 13.9% 11.2% 10.1%
Population 260 6,191,814 334,922,499

What a typical home costs per month in Rushville

At this week's average 30-year rate of 7.11%, buying the median Rushville home of $73,800 with 20% down costs about $482 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $605, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,659 for the 20%-down payment. That payment is 9% of the median Rushville household income of $60,938; at that income and 20% down, the 28% guideline points to a home of about $218,000.

The median rent here is $825 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$14,760
Loan amount$59,040
Principal and interest$397
Property taxes (0.88% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$31
PMI$0
Total per month$482

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3.5% down, 30-year FHA loan
Down payment$2,583
Loan amount$72,463
Principal and interest$487
Property taxes (0.88% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$31
FHA mortgage insurance$33
Total per month$605

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Questions about home buying in Rushville

What is the median home value in Rushville?

About $73,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rushville?

Homeowners pay a median $647 a year, which is about 0.88% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rushville?

For the median home with 20% down at 7.11%, the payment is about $482 a month. Keeping that under 28% of gross income takes about $20,659 a year.

More about Rushville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data