The typical owner-occupied home in Rocheport is worth about $223,300, 3% below the Missouri median of $230,300 and 33% below the national median of $332,700. Owners pay a median $1,484 a year in property taxes, about 0.66% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $57,083 a year, so the median home costs 3.9 times the median income (3.3 times for Missouri). 63% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Rocheport at a glance
| Rocheport | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $223,300 | $230,300 | $332,700 |
| Median property tax paid per year | $1,484 | $1,948 | $3,119 |
| Property tax as a share of value | 0.66% | 0.85% | 0.94% |
| Median household income | $57,083 | $70,702 | $80,734 |
| Homes lived in by their owners | 63% | 68% | 65% |
| Owner homes with a mortgage | 62% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,510 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 19.0% | 21.0% |
| Median rent | $989 | $1,033 | $1,413 |
| Rent as a share of renters' income | 22.0% | 28.1% | 30.6% |
| Median year homes were built | 1938 | 1978 | 1980 |
| Vacant homes | 41.0% | 11.2% | 10.1% |
| Population | 231 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Rocheport
At this week's average 30-year rate of 7.11%, buying the median Rocheport home of $223,300 with 20% down costs about $1,418 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,790, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,753 for the 20%-down payment. That payment is 30% of the median Rocheport household income of $57,083; at that income and 20% down, the 28% guideline points to a home of about $210,000.
The median rent here is $989 a month, so owning the median home costs about $429 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $44,660 |
|---|---|
| Loan amount | $178,640 |
| Principal and interest | $1,202 |
| Property taxes (0.66% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,418 |
Change the numbers in the calculator
| Down payment | $7,816 |
|---|---|
| Loan amount | $219,255 |
| Principal and interest | $1,475 |
| Property taxes (0.66% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $99 |
| Total per month | $1,790 |
Change the numbers in the calculator
Questions about home buying in Rocheport
What is the median home value in Rocheport?
About $223,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rocheport?
Homeowners pay a median $1,484 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rocheport?
For the median home with 20% down at 7.11%, the payment is about $1,418 a month. Keeping that under 28% of gross income takes about $60,753 a year.
More about Rocheport
- Mortgage Refinance in Rocheport
- Debt Relief in Rocheport
- Home Equity Loans in Rocheport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data