The typical owner-occupied home in Sedgewickville is worth about $154,000, 33% below the Missouri median of $230,300 and 54% below the national median of $332,700. The median household earns $92,083 a year, so the median home costs 1.7 times the median income (3.3 times for Missouri). 80% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Sedgewickville at a glance
| Sedgewickville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $154,000 | $230,300 | $332,700 |
| Median property tax paid per year | – | $1,948 | $3,119 |
| Median household income | $92,083 | $70,702 | $80,734 |
| Homes lived in by their owners | 80% | 68% | 65% |
| Owner homes with a mortgage | 60% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,073 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 14.0% | 19.0% | 21.0% |
| Median rent | $679 | $1,033 | $1,413 |
| Rent as a share of renters' income | 16.7% | 28.1% | 30.6% |
| Median year homes were built | 1975 | 1978 | 1980 |
| Vacant homes | 11.2% | 11.2% | 10.1% |
| Population | 201 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Sedgewickville
At this week's average 30-year rate of 7.11%, buying the median Sedgewickville home of $154,000 with 20% down costs about $1,034 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,291, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,319 for the 20%-down payment. That payment is 13% of the median Sedgewickville household income of $92,083; at that income and 20% down, the 28% guideline points to a home of about $320,000.
The median rent here is $679 a month, so owning the median home costs about $355 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $30,800 |
|---|---|
| Loan amount | $123,200 |
| Principal and interest | $829 |
| Property taxes (1.10% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $1,034 |
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| Down payment | $5,390 |
|---|---|
| Loan amount | $151,211 |
| Principal and interest | $1,017 |
| Property taxes (1.10% a year) | $141 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,291 |
Change the numbers in the calculator
Questions about home buying in Sedgewickville
What is the median home value in Sedgewickville?
About $154,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Sedgewickville?
For the median home with 20% down at 7.11%, the payment is about $1,034 a month. Keeping that under 28% of gross income takes about $44,319 a year.
More about Sedgewickville
- Mortgage Refinance in Sedgewickville
- Debt Relief in Sedgewickville
- Home Equity Loans in Sedgewickville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data