The typical owner-occupied home in Rosendale is worth about $31,900, 86% below the Missouri median of $230,300 and 90% below the national median of $332,700. Owners pay a median $661 a year in property taxes, about 2.07% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $79,375 a year, so the median home costs 0.4 times the median income (3.3 times for Missouri). 82% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.
Rosendale at a glance
| Rosendale | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $31,900 | $230,300 | $332,700 |
| Median property tax paid per year | $661 | $1,948 | $3,119 |
| Property tax as a share of value | 2.07% | 0.85% | 0.94% |
| Median household income | $79,375 | $70,702 | $80,734 |
| Homes lived in by their owners | 82% | 68% | 65% |
| Owner homes with a mortgage | 27% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,071 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 12.0% | 19.0% | 21.0% |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 1938 | 1978 | 1980 |
| Vacant homes | 38.4% | 11.2% | 10.1% |
| Population | 130 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Rosendale
At this week's average 30-year rate of 7.11%, buying the median Rosendale home of $31,900 with 20% down costs about $240 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $293, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,285 for the 20%-down payment. That payment is 4% of the median Rosendale household income of $79,375; at that income and 20% down, the 28% guideline points to a home of about $246,000.
| Down payment | $6,380 |
|---|---|
| Loan amount | $25,520 |
| Principal and interest | $172 |
| Property taxes (2.07% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $13 |
| PMI | $0 |
| Total per month | $240 |
Change the numbers in the calculator
| Down payment | $1,116 |
|---|---|
| Loan amount | $31,322 |
| Principal and interest | $211 |
| Property taxes (2.07% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $13 |
| FHA mortgage insurance | $14 |
| Total per month | $293 |
Change the numbers in the calculator
Questions about home buying in Rosendale
What is the median home value in Rosendale?
About $31,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rosendale?
Homeowners pay a median $661 a year, which is about 2.07% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rosendale?
For the median home with 20% down at 7.11%, the payment is about $240 a month. Keeping that under 28% of gross income takes about $10,285 a year.
More about Rosendale
- Mortgage Refinance in Rosendale
- Debt Relief in Rosendale
- Home Equity Loans in Rosendale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data