The typical owner-occupied home in Yazoo City is worth about $103,000, 39% below the Mississippi median of $169,800 and 69% below the national median of $332,700. Owners pay a median $1,556 a year in property taxes, about 1.51% of their home's value, higher than the Mississippi rate of 0.72%. The median household earns $28,157 a year, so the median home costs 3.7 times the median income (3.0 times for Mississippi). 33% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Yazoo City at a glance
| Yazoo City | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $103,000 | $169,800 | $332,700 |
| Median property tax paid per year | $1,556 | $1,215 | $3,119 |
| Property tax as a share of value | 1.51% | 0.72% | 0.94% |
| Median household income | $28,157 | $56,447 | $80,734 |
| Homes lived in by their owners | 33% | 70% | 65% |
| Owner homes with a mortgage | 45% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $1,192 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 23.3% | 19.8% | 21.0% |
| Median rent | $767 | $954 | $1,413 |
| Rent as a share of renters' income | 34.3% | 30.7% | 30.6% |
| Median year homes were built | 1978 | 1986 | 1980 |
| Vacant homes | 17.8% | 14.6% | 10.1% |
| Population | 10,219 | 2,946,779 | 334,922,499 |
What a typical home costs per month in Yazoo City
At this week's average 30-year rate of 7.11%, buying the median Yazoo City home of $103,000 with 20% down costs about $727 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $898, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,150 for the 20%-down payment. That payment is 31% of the median Yazoo City household income of $28,157; at that income and 20% down, the 28% guideline points to a home of about $93,000.
The median rent here is $767 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,600 |
|---|---|
| Loan amount | $82,400 |
| Principal and interest | $554 |
| Property taxes (1.51% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $727 |
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| Down payment | $3,605 |
|---|---|
| Loan amount | $101,134 |
| Principal and interest | $680 |
| Property taxes (1.51% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $46 |
| Total per month | $898 |
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Questions about home buying in Yazoo City
What is the median home value in Yazoo City?
About $103,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Yazoo City?
Homeowners pay a median $1,556 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Yazoo City?
For the median home with 20% down at 7.11%, the payment is about $727 a month. Keeping that under 28% of gross income takes about $31,150 a year.
More about Yazoo City
- Mortgage Refinance in Yazoo City
- Debt Relief in Yazoo City
- Home Equity Loans in Yazoo City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data