The typical owner-occupied home in Saucier is worth about $111,200, 35% below the Mississippi median of $169,800 and 67% below the national median of $332,700. Owners pay a median $409 a year in property taxes, about 0.37% of their home's value, lower than the Mississippi rate of 0.72%. The median household earns $50,183 a year, so the median home costs 2.2 times the median income (3.0 times for Mississippi). 96% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Saucier at a glance
| Saucier | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $111,200 | $169,800 | $332,700 |
| Median property tax paid per year | $409 | $1,215 | $3,119 |
| Property tax as a share of value | 0.37% | 0.72% | 0.94% |
| Median household income | $50,183 | $56,447 | $80,734 |
| Homes lived in by their owners | 96% | 70% | 65% |
| Owner homes with a mortgage | 46% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $1,075 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 29.5% | 19.8% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1985 | 1986 | 1980 |
| Vacant homes | 7.4% | 14.6% | 10.1% |
| Population | 1,014 | 2,946,779 | 334,922,499 |
What a typical home costs per month in Saucier
At this week's average 30-year rate of 7.11%, buying the median Saucier home of $111,200 with 20% down costs about $679 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $864, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,103 for the 20%-down payment. That payment is 16% of the median Saucier household income of $50,183; at that income and 20% down, the 28% guideline points to a home of about $192,000.
| Down payment | $22,240 |
|---|---|
| Loan amount | $88,960 |
| Principal and interest | $598 |
| Property taxes (0.37% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $679 |
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| Down payment | $3,892 |
|---|---|
| Loan amount | $109,186 |
| Principal and interest | $734 |
| Property taxes (0.37% a year) | $34 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $864 |
Change the numbers in the calculator
Questions about home buying in Saucier
What is the median home value in Saucier?
About $111,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saucier?
Homeowners pay a median $409 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saucier?
For the median home with 20% down at 7.11%, the payment is about $679 a month. Keeping that under 28% of gross income takes about $29,103 a year.
More about Saucier
- Mortgage Refinance in Saucier
- Debt Relief in Saucier
- Home Equity Loans in Saucier
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data