The typical owner-occupied home in State Line is worth about $65,700, 61% below the Mississippi median of $169,800 and 80% below the national median of $332,700. Owners pay a median $269 a year in property taxes, about 0.41% of their home's value, lower than the Mississippi rate of 0.72%. 50% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
State Line at a glance
| State Line | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $65,700 | $169,800 | $332,700 |
| Median property tax paid per year | $269 | $1,215 | $3,119 |
| Property tax as a share of value | 0.41% | 0.72% | 0.94% |
| Median household income | – | $56,447 | $80,734 |
| Homes lived in by their owners | 50% | 70% | 65% |
| Owner homes with a mortgage | 34% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $877 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 19.8% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Rent as a share of renters' income | 51.0% | 30.7% | 30.6% |
| Median year homes were built | 1993 | 1986 | 1980 |
| Vacant homes | 9.2% | 14.6% | 10.1% |
| Population | 1,016 | 2,946,779 | 334,922,499 |
What a typical home costs per month in State Line
At this week's average 30-year rate of 7.11%, buying the median State Line home of $65,700 with 20% down costs about $403 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $513, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,288 for the 20%-down payment.
| Down payment | $13,140 |
|---|---|
| Loan amount | $52,560 |
| Principal and interest | $354 |
| Property taxes (0.41% a year) | $22 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $403 |
Change the numbers in the calculator
| Down payment | $2,300 |
|---|---|
| Loan amount | $64,510 |
| Principal and interest | $434 |
| Property taxes (0.41% a year) | $22 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $513 |
Change the numbers in the calculator
Questions about home buying in State Line
What is the median home value in State Line?
About $65,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in State Line?
Homeowners pay a median $269 a year, which is about 0.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in State Line?
For the median home with 20% down at 7.11%, the payment is about $403 a month. Keeping that under 28% of gross income takes about $17,288 a year.
More about State Line
- Mortgage Refinance in State Line
- Debt Relief in State Line
- Home Equity Loans in State Line
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data