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Buying a home in Sudlersville, Maryland

The typical owner-occupied home in Sudlersville is worth about $302,900, 28% below the Maryland median of $419,900 and 9% below the national median of $332,700. Owners pay a median $2,543 a year in property taxes, about 0.84% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $44,375 a year, so the median home costs 6.8 times the median income (4.1 times for Maryland). 44% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.

Sudlersville at a glance

Sudlersville Maryland U.S.
Median home value $302,900 $419,900 $332,700
Median property tax paid per year $2,543 $4,093 $3,119
Property tax as a share of value 0.84% 0.97% 0.94%
Median household income $44,375 $103,678 $80,734
Homes lived in by their owners 44% 68% 65%
Owner homes with a mortgage 44% 71% 61%
Median monthly costs, owners with a mortgage $2,021 $2,347 $1,963
Those costs as a share of the owners' income 21.9% 20.5% 21.0%
Median rent $594 $1,705 $1,413
Rent as a share of renters' income 35.9% 30.8% 30.6%
Median year homes were built 1973 1979 1980
Vacant homes 17.8% 7.7% 10.1%
Population 347 6,206,011 334,922,499

What a typical home costs per month in Sudlersville

At this week's average 30-year rate of 7.11%, buying the median Sudlersville home of $302,900 with 20% down costs about $1,968 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,473, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,357 for the 20%-down payment. That payment is 53% of the median Sudlersville household income of $44,375; at that income and 20% down, the 28% guideline points to a home of about $159,000.

The median rent here is $594 a month, so owning the median home costs about $1,374 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$60,580
Loan amount$242,320
Principal and interest$1,630
Property taxes (0.84% a year)$212
Homeowners insurance (our estimate, 0.5% a year)$126
PMI$0
Total per month$1,968

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3.5% down, 30-year FHA loan
Down payment$10,602
Loan amount$297,414
Principal and interest$2,001
Property taxes (0.84% a year)$212
Homeowners insurance (our estimate, 0.5% a year)$126
FHA mortgage insurance$134
Total per month$2,473

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Questions about home buying in Sudlersville

What is the median home value in Sudlersville?

About $302,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sudlersville?

Homeowners pay a median $2,543 a year, which is about 0.84% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sudlersville?

For the median home with 20% down at 7.11%, the payment is about $1,968 a month. Keeping that under 28% of gross income takes about $84,357 a year.

More about Sudlersville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data