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Buying a home in Crumpton, Maryland

The typical owner-occupied home in Crumpton is worth about $160,200, 62% below the Maryland median of $419,900 and 52% below the national median of $332,700. Owners pay a median $1,946 a year in property taxes, about 1.21% of their home's value, higher than the Maryland rate of 0.97%. The median household earns $115,417 a year, so the median home costs 1.4 times the median income (4.1 times for Maryland). 100% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.

Crumpton at a glance

Crumpton Maryland U.S.
Median home value $160,200 $419,900 $332,700
Median property tax paid per year $1,946 $4,093 $3,119
Property tax as a share of value 1.21% 0.97% 0.94%
Median household income $115,417 $103,678 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 34% 71% 61%
Median monthly costs, owners with a mortgage $1,413 $2,347 $1,963
Those costs as a share of the owners' income 18.3% 20.5% 21.0%
Median rent – $1,705 $1,413
Median year homes were built 2001 1979 1980
Vacant homes 28.2% 7.7% 10.1%
Population 248 6,206,011 334,922,499

What a typical home costs per month in Crumpton

At this week's average 30-year rate of 7.11%, buying the median Crumpton home of $160,200 with 20% down costs about $1,090 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,357, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,733 for the 20%-down payment. That payment is 11% of the median Crumpton household income of $115,417; at that income and 20% down, the 28% guideline points to a home of about $396,000.

20% down, 30-year conventional loan
Down payment$32,040
Loan amount$128,160
Principal and interest$862
Property taxes (1.21% a year)$162
Homeowners insurance (our estimate, 0.5% a year)$67
PMI$0
Total per month$1,090

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3.5% down, 30-year FHA loan
Down payment$5,607
Loan amount$157,298
Principal and interest$1,058
Property taxes (1.21% a year)$162
Homeowners insurance (our estimate, 0.5% a year)$67
FHA mortgage insurance$71
Total per month$1,357

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Questions about home buying in Crumpton

What is the median home value in Crumpton?

About $160,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crumpton?

Homeowners pay a median $1,946 a year, which is about 1.21% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crumpton?

For the median home with 20% down at 7.11%, the payment is about $1,090 a month. Keeping that under 28% of gross income takes about $46,733 a year.

More about Crumpton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data