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Buying a home in Worton, Maryland

The typical owner-occupied home in Worton is worth about $251,100, 40% below the Maryland median of $419,900 and 25% below the national median of $332,700. Owners pay a median $1,974 a year in property taxes, about 0.79% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $90,982 a year, so the median home costs 2.8 times the median income (4.1 times for Maryland). 100% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.

Worton at a glance

Worton Maryland U.S.
Median home value $251,100 $419,900 $332,700
Median property tax paid per year $1,974 $4,093 $3,119
Property tax as a share of value 0.79% 0.97% 0.94%
Median household income $90,982 $103,678 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 58% 71% 61%
Median monthly costs, owners with a mortgage $1,370 $2,347 $1,963
Those costs as a share of the owners' income 12.5% 20.5% 21.0%
Median rent – $1,705 $1,413
Median year homes were built 1979 1979 1980
Vacant homes 21.9% 7.7% 10.1%
Population 126 6,206,011 334,922,499

What a typical home costs per month in Worton

At this week's average 30-year rate of 7.11%, buying the median Worton home of $251,100 with 20% down costs about $1,621 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,040, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,483 for the 20%-down payment. That payment is 21% of the median Worton household income of $90,982; at that income and 20% down, the 28% guideline points to a home of about $329,000.

20% down, 30-year conventional loan
Down payment$50,220
Loan amount$200,880
Principal and interest$1,351
Property taxes (0.79% a year)$165
Homeowners insurance (our estimate, 0.5% a year)$105
PMI$0
Total per month$1,621

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3.5% down, 30-year FHA loan
Down payment$8,788
Loan amount$246,552
Principal and interest$1,659
Property taxes (0.79% a year)$165
Homeowners insurance (our estimate, 0.5% a year)$105
FHA mortgage insurance$111
Total per month$2,040

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Questions about home buying in Worton

What is the median home value in Worton?

About $251,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Worton?

Homeowners pay a median $1,974 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Worton?

For the median home with 20% down at 7.11%, the payment is about $1,621 a month. Keeping that under 28% of gross income takes about $69,483 a year.

More about Worton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data