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Buying a home in Still Pond, Maryland

The typical owner-occupied home in Still Pond is worth about $146,000, 65% below the Maryland median of $419,900 and 56% below the national median of $332,700. Owners pay a median $1,825 a year in property taxes, about 1.25% of their home's value, higher than the Maryland rate of 0.97%. 83% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.

Still Pond at a glance

Still Pond Maryland U.S.
Median home value $146,000 $419,900 $332,700
Median property tax paid per year $1,825 $4,093 $3,119
Property tax as a share of value 1.25% 0.97% 0.94%
Median household income – $103,678 $80,734
Homes lived in by their owners 83% 68% 65%
Owner homes with a mortgage 17% 71% 61%
Median monthly costs, owners with a mortgage – $2,347 $1,963
Median rent – $1,705 $1,413
Median year homes were built 1938 1979 1980
Vacant homes 0.0% 7.7% 10.1%
Population 102 6,206,011 334,922,499

What a typical home costs per month in Still Pond

At this week's average 30-year rate of 7.11%, buying the median Still Pond home of $146,000 with 20% down costs about $999 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,242, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,799 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$29,200
Loan amount$116,800
Principal and interest$786
Property taxes (1.25% a year)$152
Homeowners insurance (our estimate, 0.5% a year)$61
PMI$0
Total per month$999

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3.5% down, 30-year FHA loan
Down payment$5,110
Loan amount$143,356
Principal and interest$964
Property taxes (1.25% a year)$152
Homeowners insurance (our estimate, 0.5% a year)$61
FHA mortgage insurance$65
Total per month$1,242

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Questions about home buying in Still Pond

What is the median home value in Still Pond?

About $146,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Still Pond?

Homeowners pay a median $1,825 a year, which is about 1.25% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Still Pond?

For the median home with 20% down at 7.11%, the payment is about $999 a month. Keeping that under 28% of gross income takes about $42,799 a year.

More about Still Pond

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data