The typical owner-occupied home in Friendsville is worth about $131,300, 69% below the Maryland median of $419,900 and 61% below the national median of $332,700. Owners pay a median $1,258 a year in property taxes, about 0.96% of their home's value, close to the Maryland rate of 0.97%. The median household earns $46,053 a year, so the median home costs 2.9 times the median income (4.1 times for Maryland). 56% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Friendsville at a glance
| Friendsville | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $131,300 | $419,900 | $332,700 |
| Median property tax paid per year | $1,258 | $4,093 | $3,119 |
| Property tax as a share of value | 0.96% | 0.97% | 0.94% |
| Median household income | $46,053 | $103,678 | $80,734 |
| Homes lived in by their owners | 56% | 68% | 65% |
| Owner homes with a mortgage | 47% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $1,160 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 17.9% | 20.5% | 21.0% |
| Median rent | $438 | $1,705 | $1,413 |
| Rent as a share of renters' income | 30.2% | 30.8% | 30.6% |
| Median year homes were built | 1959 | 1979 | 1980 |
| Vacant homes | 11.8% | 7.7% | 10.1% |
| Population | 416 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Friendsville
At this week's average 30-year rate of 7.11%, buying the median Friendsville home of $131,300 with 20% down costs about $866 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,085, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,130 for the 20%-down payment. That payment is 23% of the median Friendsville household income of $46,053; at that income and 20% down, the 28% guideline points to a home of about $163,000.
The median rent here is $438 a month, so owning the median home costs about $428 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $26,260 |
|---|---|
| Loan amount | $105,040 |
| Principal and interest | $707 |
| Property taxes (0.96% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $55 |
| PMI | $0 |
| Total per month | $866 |
Change the numbers in the calculator
| Down payment | $4,596 |
|---|---|
| Loan amount | $128,922 |
| Principal and interest | $867 |
| Property taxes (0.96% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $55 |
| FHA mortgage insurance | $58 |
| Total per month | $1,085 |
Change the numbers in the calculator
Questions about home buying in Friendsville
What is the median home value in Friendsville?
About $131,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Friendsville?
Homeowners pay a median $1,258 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Friendsville?
For the median home with 20% down at 7.11%, the payment is about $866 a month. Keeping that under 28% of gross income takes about $37,130 a year.
More about Friendsville
- Mortgage Refinance in Friendsville
- Debt Relief in Friendsville
- Home Equity Loans in Friendsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data