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Buying a home in Barton, Maryland

The typical owner-occupied home in Barton is worth about $89,800, 79% below the Maryland median of $419,900 and 73% below the national median of $332,700. Owners pay a median $978 a year in property taxes, about 1.09% of their home's value, higher than the Maryland rate of 0.97%. The median household earns $50,972 a year, so the median home costs 1.8 times the median income (4.1 times for Maryland). 80% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Barton at a glance

Barton Maryland U.S.
Median home value $89,800 $419,900 $332,700
Median property tax paid per year $978 $4,093 $3,119
Property tax as a share of value 1.09% 0.97% 0.94%
Median household income $50,972 $103,678 $80,734
Homes lived in by their owners 80% 68% 65%
Owner homes with a mortgage 53% 71% 61%
Median monthly costs, owners with a mortgage $1,049 $2,347 $1,963
Those costs as a share of the owners' income 17.1% 20.5% 21.0%
Median rent $863 $1,705 $1,413
Rent as a share of renters' income 51.0% 30.8% 30.6%
Median year homes were built 1958 1979 1980
Vacant homes 4.3% 7.7% 10.1%
Population 663 6,206,011 334,922,499

What a typical home costs per month in Barton

At this week's average 30-year rate of 7.11%, buying the median Barton home of $89,800 with 20% down costs about $602 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $752, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,811 for the 20%-down payment. That payment is 14% of the median Barton household income of $50,972; at that income and 20% down, the 28% guideline points to a home of about $177,000.

The median rent here is $863 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$17,960
Loan amount$71,840
Principal and interest$483
Property taxes (1.09% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$602

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3.5% down, 30-year FHA loan
Down payment$3,143
Loan amount$88,174
Principal and interest$593
Property taxes (1.09% a year)$82
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$40
Total per month$752

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Questions about home buying in Barton

What is the median home value in Barton?

About $89,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Barton?

Homeowners pay a median $978 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Barton?

For the median home with 20% down at 7.11%, the payment is about $602 a month. Keeping that under 28% of gross income takes about $25,811 a year.

More about Barton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data