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Buying a home in Vienna, Maryland

The typical owner-occupied home in Vienna is worth about $229,400, 45% below the Maryland median of $419,900 and 31% below the national median of $332,700. Owners pay a median $1,891 a year in property taxes, about 0.82% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $100,313 a year, so the median home costs 2.3 times the median income (4.1 times for Maryland). 77% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Vienna at a glance

Vienna Maryland U.S.
Median home value $229,400 $419,900 $332,700
Median property tax paid per year $1,891 $4,093 $3,119
Property tax as a share of value 0.82% 0.97% 0.94%
Median household income $100,313 $103,678 $80,734
Homes lived in by their owners 77% 68% 65%
Owner homes with a mortgage 75% 71% 61%
Median monthly costs, owners with a mortgage $1,653 $2,347 $1,963
Those costs as a share of the owners' income 26.7% 20.5% 21.0%
Median rent $1,731 $1,705 $1,413
Rent as a share of renters' income 18.9% 30.8% 30.6%
Median year homes were built 1942 1979 1980
Vacant homes 9.9% 7.7% 10.1%
Population 382 6,206,011 334,922,499

What a typical home costs per month in Vienna

At this week's average 30-year rate of 7.11%, buying the median Vienna home of $229,400 with 20% down costs about $1,487 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,869, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,724 for the 20%-down payment. That payment is 18% of the median Vienna household income of $100,313; at that income and 20% down, the 28% guideline points to a home of about $361,000.

The median rent here is $1,731 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$45,880
Loan amount$183,520
Principal and interest$1,235
Property taxes (0.82% a year)$157
Homeowners insurance (our estimate, 0.5% a year)$96
PMI$0
Total per month$1,487

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3.5% down, 30-year FHA loan
Down payment$8,029
Loan amount$225,245
Principal and interest$1,515
Property taxes (0.82% a year)$157
Homeowners insurance (our estimate, 0.5% a year)$96
FHA mortgage insurance$101
Total per month$1,869

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Questions about home buying in Vienna

What is the median home value in Vienna?

About $229,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Vienna?

Homeowners pay a median $1,891 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Vienna?

For the median home with 20% down at 7.11%, the payment is about $1,487 a month. Keeping that under 28% of gross income takes about $63,724 a year.

More about Vienna

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data