The typical owner-occupied home in Fishing Creek is worth about $275,000, 35% below the Maryland median of $419,900 and 17% below the national median of $332,700. Owners pay a median $3,392 a year in property taxes, about 1.23% of their home's value, higher than the Maryland rate of 0.97%. 100% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Fishing Creek at a glance
| Fishing Creek | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $275,000 | $419,900 | $332,700 |
| Median property tax paid per year | $3,392 | $4,093 | $3,119 |
| Property tax as a share of value | 1.23% | 0.97% | 0.94% |
| Median household income | – | $103,678 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 19% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $1,825 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 16.9% | 20.5% | 21.0% |
| Median rent | – | $1,705 | $1,413 |
| Median year homes were built | 1949 | 1979 | 1980 |
| Vacant homes | 32.2% | 7.7% | 10.1% |
| Population | 207 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Fishing Creek
At this week's average 30-year rate of 7.11%, buying the median Fishing Creek home of $275,000 with 20% down costs about $1,876 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,335, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $80,418 for the 20%-down payment.
| Down payment | $55,000 |
|---|---|
| Loan amount | $220,000 |
| Principal and interest | $1,480 |
| Property taxes (1.23% a year) | $282 |
| Homeowners insurance (our estimate, 0.5% a year) | $115 |
| PMI | $0 |
| Total per month | $1,876 |
Change the numbers in the calculator
| Down payment | $9,625 |
|---|---|
| Loan amount | $270,019 |
| Principal and interest | $1,816 |
| Property taxes (1.23% a year) | $282 |
| Homeowners insurance (our estimate, 0.5% a year) | $115 |
| FHA mortgage insurance | $122 |
| Total per month | $2,335 |
Change the numbers in the calculator
Questions about home buying in Fishing Creek
What is the median home value in Fishing Creek?
About $275,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fishing Creek?
Homeowners pay a median $3,392 a year, which is about 1.23% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fishing Creek?
For the median home with 20% down at 7.11%, the payment is about $1,876 a month. Keeping that under 28% of gross income takes about $80,418 a year.
More about Fishing Creek
- Mortgage Refinance in Fishing Creek
- Debt Relief in Fishing Creek
- Home Equity Loans in Fishing Creek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data