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Buying a home in Webster, Indiana

The typical owner-occupied home in Webster is worth about $95,100, 56% below the Indiana median of $218,200 and 71% below the national median of $332,700. Owners pay a median $845 a year in property taxes, about 0.89% of their home's value, higher than the Indiana rate of 0.74%. The median household earns $75,565 a year, so the median home costs 1.3 times the median income (3.0 times for Indiana). 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.

Webster at a glance

Webster Indiana U.S.
Median home value $95,100 $218,200 $332,700
Median property tax paid per year $845 $1,614 $3,119
Property tax as a share of value 0.89% 0.74% 0.94%
Median household income $75,565 $71,957 $80,734
Homes lived in by their owners 100% 71% 65%
Owner homes with a mortgage 100% 64% 61%
Median monthly costs, owners with a mortgage $677 $1,404 $1,963
Those costs as a share of the owners' income 13.9% 18.1% 21.0%
Median rent – $1,062 $1,413
Median year homes were built 1961 1976 1980
Vacant homes 46.3% 8.8% 10.1%
Population 132 6,851,073 334,922,499

What a typical home costs per month in Webster

At this week's average 30-year rate of 7.11%, buying the median Webster home of $95,100 with 20% down costs about $622 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $780, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,655 for the 20%-down payment. That payment is 10% of the median Webster household income of $75,565; at that income and 20% down, the 28% guideline points to a home of about $270,000.

20% down, 30-year conventional loan
Down payment$19,020
Loan amount$76,080
Principal and interest$512
Property taxes (0.89% a year)$71
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$622

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3.5% down, 30-year FHA loan
Down payment$3,328
Loan amount$93,378
Principal and interest$628
Property taxes (0.89% a year)$71
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$780

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Questions about home buying in Webster

What is the median home value in Webster?

About $95,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Webster?

Homeowners pay a median $845 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Webster?

For the median home with 20% down at 7.11%, the payment is about $622 a month. Keeping that under 28% of gross income takes about $26,655 a year.

More about Webster

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data