The typical owner-occupied home in Dublin is worth about $97,700, 55% below the Indiana median of $218,200 and 71% below the national median of $332,700. Owners pay a median $729 a year in property taxes, about 0.75% of their home's value, close to the Indiana rate of 0.74%. The median household earns $51,406 a year, so the median home costs 1.9 times the median income (3.0 times for Indiana). 77% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Dublin at a glance
| Dublin | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $97,700 | $218,200 | $332,700 |
| Median property tax paid per year | $729 | $1,614 | $3,119 |
| Property tax as a share of value | 0.75% | 0.74% | 0.94% |
| Median household income | $51,406 | $71,957 | $80,734 |
| Homes lived in by their owners | 77% | 71% | 65% |
| Owner homes with a mortgage | 53% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $894 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 19.9% | 18.1% | 21.0% |
| Median rent | $714 | $1,062 | $1,413 |
| Rent as a share of renters' income | 28.3% | 29.1% | 30.6% |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 9.6% | 8.8% | 10.1% |
| Population | 870 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Dublin
At this week's average 30-year rate of 7.11%, buying the median Dublin home of $97,700 with 20% down costs about $628 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $790, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,895 for the 20%-down payment. That payment is 15% of the median Dublin household income of $51,406; at that income and 20% down, the 28% guideline points to a home of about $187,000.
The median rent here is $714 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,540 |
|---|---|
| Loan amount | $78,160 |
| Principal and interest | $526 |
| Property taxes (0.75% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $628 |
Change the numbers in the calculator
| Down payment | $3,420 |
|---|---|
| Loan amount | $95,930 |
| Principal and interest | $645 |
| Property taxes (0.75% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $43 |
| Total per month | $790 |
Change the numbers in the calculator
Questions about home buying in Dublin
What is the median home value in Dublin?
About $97,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dublin?
Homeowners pay a median $729 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dublin?
For the median home with 20% down at 7.11%, the payment is about $628 a month. Keeping that under 28% of gross income takes about $26,895 a year.
More about Dublin
- Mortgage Refinance in Dublin
- Debt Relief in Dublin
- Home Equity Loans in Dublin
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data