The typical owner-occupied home in Cass County is worth about $133,800, 39% below the Indiana median of $218,200 and 60% below the national median of $332,700. Owners pay a median $910 a year in property taxes, about 0.68% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $56,403 a year, so the median home costs 2.4 times the median income (3.0 times for Indiana). 74% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Cass County at a glance
| Cass County | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $133,800 | $218,200 | $332,700 |
| Median property tax paid per year | $910 | $1,614 | $3,119 |
| Property tax as a share of value | 0.68% | 0.74% | 0.94% |
| Median household income | $56,403 | $71,957 | $80,734 |
| Homes lived in by their owners | 74% | 71% | 65% |
| Owner homes with a mortgage | 56% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,070 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 18.1% | 21.0% |
| Median rent | $783 | $1,062 | $1,413 |
| Rent as a share of renters' income | 25.8% | 29.1% | 30.6% |
| Median year homes were built | 1956 | 1976 | 1980 |
| Vacant homes | 8.2% | 8.8% | 10.1% |
| Population | 37,680 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Cass County
At this week's average 30-year rate of 7.11%, buying the median Cass County home of $133,800 with 20% down costs about $852 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,075, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,498 for the 20%-down payment. That payment is 18% of the median Cass County household income of $56,403; at that income and 20% down, the 28% guideline points to a home of about $207,000.
The median rent here is $783 a month, so owning the median home costs about $69 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $26,760 |
|---|---|
| Loan amount | $107,040 |
| Principal and interest | $720 |
| Property taxes (0.68% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| PMI | $0 |
| Total per month | $852 |
Change the numbers in the calculator
| Down payment | $4,683 |
|---|---|
| Loan amount | $131,377 |
| Principal and interest | $884 |
| Property taxes (0.68% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| FHA mortgage insurance | $59 |
| Total per month | $1,075 |
Change the numbers in the calculator
Questions about home buying in Cass County
What is the median home value in Cass County?
About $133,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Cass County?
Homeowners pay a median $910 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Cass County?
For the median home with 20% down at 7.11%, the payment is about $852 a month. Keeping that under 28% of gross income takes about $36,498 a year.
More about Cass County
- Mortgage Refinance in Cass County
- Debt Relief in Cass County
- Home Equity Loans in Cass County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data