The typical owner-occupied home in Brown County is worth about $269,100, 23% above the Indiana median of $218,200 and 19% below the national median of $332,700. Owners pay a median $1,177 a year in property taxes, about 0.44% of their home's value, lower than the Indiana rate of 0.74%. The median household earns $78,528 a year, so the median home costs 3.4 times the median income (3.0 times for Indiana). 87% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Brown County at a glance
| Brown County | Indiana | U.S. | |
|---|---|---|---|
| Median home value | $269,100 | $218,200 | $332,700 |
| Median property tax paid per year | $1,177 | $1,614 | $3,119 |
| Property tax as a share of value | 0.44% | 0.74% | 0.94% |
| Median household income | $78,528 | $71,957 | $80,734 |
| Homes lived in by their owners | 87% | 71% | 65% |
| Owner homes with a mortgage | 66% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,380 | $1,404 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 18.1% | 21.0% |
| Median rent | $895 | $1,062 | $1,413 |
| Rent as a share of renters' income | 31.6% | 29.1% | 30.6% |
| Median year homes were built | 1982 | 1976 | 1980 |
| Vacant homes | 20.9% | 8.8% | 10.1% |
| Population | 15,606 | 6,851,073 | 334,922,499 |
What a typical home costs per month in Brown County
At this week's average 30-year rate of 7.11%, buying the median Brown County home of $269,100 with 20% down costs about $1,659 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,107, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $71,100 for the 20%-down payment. That payment is 25% of the median Brown County household income of $78,528; at that income and 20% down, the 28% guideline points to a home of about $297,000.
The median rent here is $895 a month, so owning the median home costs about $764 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $53,820 |
|---|---|
| Loan amount | $215,280 |
| Principal and interest | $1,448 |
| Property taxes (0.44% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| PMI | $0 |
| Total per month | $1,659 |
Change the numbers in the calculator
| Down payment | $9,418 |
|---|---|
| Loan amount | $264,226 |
| Principal and interest | $1,777 |
| Property taxes (0.44% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| FHA mortgage insurance | $119 |
| Total per month | $2,107 |
Change the numbers in the calculator
Questions about home buying in Brown County
What is the median home value in Brown County?
About $269,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Brown County?
Homeowners pay a median $1,177 a year, which is about 0.44% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Brown County?
For the median home with 20% down at 7.11%, the payment is about $1,659 a month. Keeping that under 28% of gross income takes about $71,100 a year.
More about Brown County
- Mortgage Refinance in Brown County
- Debt Relief in Brown County
- Home Equity Loans in Brown County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
